Affirm: Buy now, pay over time

Affirm: Buy now, pay over time

By Affirm, Inc.

  • Category: Shopping
  • Release Date: 2015-08-24
  • Current Version: 3.164.0
  • Adult Rating: 4+
  • File Size: 119.34 MB
  • Developer: Affirm, Inc.
  • Compatibility: iOS 14.0+
Score: 4.87
4.87
From 1,110,590 Ratings

Description

Shop stress-free at any store and pay over time with flexible payments. There are no late fees, hidden fees, or surprises—ever. Why you’ll love using the Affirm app: • Buy now and pay over time at almost any store • Get access to exclusive deals and rates as low as 0% APR • Manage your account and make payments • Open a high-yield savings account with no minimums and no fees Shopping with Affirm is simple and easy: • Shop your favorite store, find what you want, and choose the payment plan that works best for you and your budget. • We’ll check your eligibility. (This only takes a moment and won’t affect your credit score.) • Choose the payment option and plan that works best for your budget. • Complete your purchase online or at a physical store with Apple Pay or Google Pay. Now is the time to responsibly treat yourself with buy now, pay over time flexibility. Shop at your favorite stores the smarter way with Affirm. Your rate will be 0% or 10–36% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license. Affirm savings accounts are held with Cross River Bank, Member FDIC.

Screenshots

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Reviews

Budget friendly

5
Love this App, you can shop and still budget!
By rvalenz2003

Interesting…

1
I have used Affirm multiple times to pay things over time. I recently was going to use them again for my third time in over a year but unexpectedly didn’t qualify this time. They say pay when you can with no late fees, so a couple of times I paid my monthly payment a week past due and didn’t think no harm because that’s their “motto”. Well it definitely affects you one way or another and hurts you for future pre qualifications with Affirm. Also when you don’t pre qualify they send you a statement saying your reasons you didn’t qualify is for payment history (even if you make every payment, every month), your credit history (even though their motto is no minimum credit score). Disappointed I have paid everything I owe them and then want to use again but now I don’t pre qualify after I have paid off a couple off thousand dollars worth in payments over the last year. Doesn’t make since, stick to your motto’s and people would use you more. Just going to have to use my credit cards again for purchases.
By Hughes Matt

Awesome

5
I can’t say enough it’s a good way to pay easily things you can’t afford in one payment I love how I can pay little but little I recommend this to everyone
By Badman47

Did this business change ownership?

1
I used to vouch for this company like family (to me, they were better), they wouldn’t hold it against you with a fee when you were late making a payment, it might impact the amount they’re willing to loan you but typically when you pay a few more payments on time it would go back up. However I got the dreaded sickness early in November and fell behind on payments longer than I ever have. Now they won’t even offer me the option to use them, so I have paid everything off and will be deleting the app.
By hernameisnotknown

A1

5
It’s great also easy to use.
By 1993 Have-Notz

Buying items

5
I have been pleased with dealing with AFFIRM. I was able to pay over time for my vacation last August and have the option to pay off… it so helpful to pay overtime and pay off earlier. Thank you so much for this in purchasing. AFFIRM ROCKS!!!
By deidre225

Methods of Payment

2
Be sure you know that they may require access to your bank account to make payments.
By too big to try

Easy to use

5
Affirm has been extremely easy to use. They are quick with responses. With the virtual card you can use Affirm any where. Very reasonable rates for short term loans.
By CA Lott

It works but not for me

2
I’m pretty it works well but it keeps telling me I don’t have enough credit experience but how am I gonna get credit experience if it doesn’t let me ?
By khadijahkk

Cooking

5
This has really helped to ton elevate my cooking ! There are so many features to help whether you are a season cook or a beginner or somewhere in the middle. This is the perfect oven for everything you wanna do specially if you want to be an influencer which is where I’m going with thus…See you all soon!!
By GGLOVE72

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