PocketGuard: Money & Budgeting

PocketGuard: Money & Budgeting

PocketGuard: Money & Budgeting

By PocketGuard, Inc.

  • Category: Finance
  • Release Date: 2015-01-07
  • Current Version: 4.13
  • Adult Rating: 4+
  • File Size: 136.18 MB
  • Developer: PocketGuard, Inc.
  • Compatibility: iOS 11.0+
Score: 4.71
From 6,282 Ratings


PocketGuard is a free app that makes it easy to take control of your personal finance and stop overspending. Its intuitive money management tools help you make a budget and track spending automatically. Link your bank accounts & credit cards and track everything from account balances & transactions to net worth and more in one place. ALWAYS KNOW WHAT’S IN YOUR POCKET Our IN MY POCKET feature shows exactly how much disposable income you have after paying your bills, saving for your goals, and setting aside enough money for essentials, like food & transportation. It does the "can I buy it?" math for you, so you can spend with confidence and enjoy life. GET VALUABLE INSIGHTS ON YOUR SPENDING HABITS PocketGuard will help you to find out where your money goes and analyze your spending habits. See which expenses eat up too much of the pie. Personalize your reports with custom categories and hashtags. TRACK AND LOWER YOUR BILLS Add your bills and subscriptions to PocketGuard and it will automatically plan for future payments. Our smart bill reminders will help you never miss the due date again. And our smart algorithms will identify where you might be overpaying and offer easy ways to lower your bills. IDENTIFY UNWANTED SUBSCRIPTIONS PocketGuard will help you to find subscriptions you might have forgotten about. This feature works automatically, so you need to do nothing to make it work. PocketGuard notifies you when such subscriptions are detected. SET AND REACH YOUR GOALS Like the journey of a thousand miles begins with a single step, building up savings begins with setting your goals. PocketGuard allows you to set an unlimited number of goals and track your progress. BANK-LEVEL SECURITY We use the same 256-bit SSL encryption as all major banks to ensure your sensitive information is safe and sound. The PocketGuard app also uses PIN code and biometrics, like Touch ID & Face ID, as an additional security layer. ------------------------------------------------- Currently, PocketGuard connects to U.S. and Canadian financial institutions only. ------------------------------------------------- PocketGuard offers a premium subscription - PocketGuard Plus - which gives you access to additional features. PocketGuard Plus is optional and not required to use PocketGuard. If you choose to purchase PocketGuard Plus, payment will be charged to your iTunes account. Subscription automatically renews unless auto-renewal is turned off at least 24 hours before the end of the current period. Auto-renewal may be turned off at any time by going to your settings in the iTunes Store after purchase. Any unused portion of a free trial period will be forfeited if you purchase a different subscription plan (example: switch from trial to annual subscription). PocketGuard Plus subscription lengths and prices: - Monthly - $4.99* / month - Annual - $34.99* / year * Prices are in U.S. dollars, may vary in countries other than the U.S., and are subject to change without notice. ------------------------------------------------- Privacy Policy: https://pocketguard.com/privacy/ Terms of Use: https://pocketguard.com/terms/


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Not as good as mint

This program is difficult to use. My wife and I both use it on our joint account, but our “in my pocket” amount rarely matches. It jumps around wildly over the course of the day as well so we literally never know how much we have. It’s difficult to figure out how to handle things like using your bonus from last month since finances reset every month. It’s also difficult to figure out how to handle periodic expenses. Mint tells you how much you have left and how many days remain, so while it doesn’t give you a “daily number” you can easily divide cash remaining by days remaining. Mints balance matches for my wife and I and doesn’t have wild swings throughout the day. We feel much more confident using that program which just very simple math without any weird issues. It’s easy to see where money is and where it went. I can not recommend this program.
By CampingGuy18

Nice in theory

Not all banks or credit cards are supported by this app, therefore not all financial accounts can be added to your profile. Pointless, in the case. Downloaded and deleted the same day.
By Cemc005

App can’t connect to bank

Downloaded the app and wanted to try it out but it can’t even connect to my bank to get started. Disappointing
By Dsmith0246

Account Integrations are spotty

As others have mentioned, the connections with banks/accounts are infuriatingly bad. I have not been able to connect my Marcus by GS account for a year. Support told me that this was because of a problem on Marcus’ side, but Mint handles it just fine. The features are good, but at the end of the day who cares if the features are good if you can’t get the data in. Improving the connections should be the development team’s number 1 priority in my view.
By Mason3k

Won’t stay connected...

Once you link your accounts, you will frequently experience emails from PocketGuard with “Houston, we have a problem” that states one of your accounts has been disconnected. If you’re lucky you can reconnect it, but chances are you’ll keep getting an error. There are some accounts, like my retirement, that won’t even connect for a first time. It’ll tell you wrong credentials, even though I’m literally copy and pasting them from the account settings of that bank. If I can’t connect my accounts or if they won’t stay connected then I consider it unusable. Definitely not worth the paid version, at least. It’s a bummer because the analytics and budgeting features are easy to use and understand. Oh well, onwards.
By BobbyLight1

Great app but accounts don’t sync

As many people have said it that the app is very good. It logs for most parts of it accurately all the expenses better than other budgeting apps. However where it lags really behind is that they have not figured out a good partnership with the major banks and credit cards on how to get the synchronization perfected to be able to download the transactions seamlessly. I have problems with PNC and American Express. These are two bigger reputable institutions. I hope pocketguard really talks with those institutions and gets this fixed. If they can get it fixed which I don’t see why they can’t I will surely give them 5 stars. It’s like the restaurant has a very good atmosphere but if the food is bad somebody may not want to go back. Similarly the app is super good however if the synchronization keeps failing time to time people are going to have to decide and leave because without the transactions being able to be downloaded the app is no good which is so good in other ways. Please please fix. I am counting on PoxketGuard to come through it. Thanks
By Urmez

Super app

Easy to use yet very comprehensive functionality
By 123ydarg


Helps me save money
By Dgavila96

In my pocket algorithm

The algorithm is flawed. Because the way many peoples pay structure is set up, money earned towards the latter end of the current month is used to pay expenses for following month. Thus leading to having a negative in my pocket balance all the time. Then you have to manually play around with expense dates and pay dates for it to work. Leftover money should roll over.
By Yodel eh ee hoo

Stopped working

Worked great and I liked the app for about 2 months. Now it refuses to sync my accounts no matter what I do.
By Weston@$


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