PocketGuard: Money & Budgeting

PocketGuard: Money & Budgeting

PocketGuard: Money & Budgeting

By PocketGuard, Inc.

  • Category: Finance
  • Release Date: 2015-01-07
  • Current Version: 4.5
  • Adult Rating: 4+
  • File Size: 144.41 MB
  • Developer: PocketGuard, Inc.
  • Compatibility: iOS 10.0+
Score: 4.71
From 5,554 Ratings


PocketGuard is a free app that makes it easy to take control of your personal finance and stop overspending. Its intuitive money management tools help you make a budget, track spending and build savings automatically. Link your bank accounts & credit cards and track everything from account balances & transactions to net worth and more in one place. ALWAYS KNOW WHAT’S IN YOUR POCKET Our IN MY POCKET feature shows exactly how much disposable income you have after paying your bills, saving for your goals, and setting aside enough money for essentials, like food & transportation. It does the "can I buy it?" math for you, so you can spend with confidence and enjoy life. TRACK AND LOWER YOUR BILLS Add your bills and subscriptions to PocketGuard and it will automatically plan for future payments. Our smart bill reminders will help you never miss the due date again. And our smart algorithms will identify where you might be overpaying and offer easy ways to lower your bills. IDENTIFY & CANCEL UNWANTED SUBSCRIPTIONS Easily cancel subscriptions you no longer want or need. Save time and money, while we do the hard work for you. We may even get refunds for unused services. SET AND REACH YOUR GOALS Like the journey of a thousand miles begins with a single step, building up savings begins with setting your goals. PocketGuard allows you to set an unlimited number of goals and track your progress. SAVE EFFORTLESSLY Reach your savings goals faster with Autosave**. Link your goals to Autosave, set up automated rules, and watch your savings grow automatically. Funds in your Autosave account are held at the depository institution and are FDIC-insured up to $250,000. BANK-LEVEL SECURITY We use the same 256-bit SSL encryption as all major banks to ensure your sensitive information is safe and sound. The PocketGuard app also uses PIN code and biometrics, like Touch ID & Face ID, as an additional security layer. ------------------------------------------------- Currently, PocketGuard connects to U.S. and Canadian financial institutions only. Autosave is currently available only for U.S. citizens ------------------------------------------------- PocketGuard offers a premium subscription - PocketGuard Plus - which gives you access to additional features. PocketGuard Plus is optional and not required to use PocketGuard. If you choose to purchase PocketGuard Plus, payment will be charged to your iTunes account. Subscription automatically renews unless auto-renewal is turned off at least 24 hours before the end of the current period. Auto-renewal may be turned off at any time by going to your settings in the iTunes Store after purchase. Any unused portion of a free trial period will be forfeited if you purchase a different subscription plan (example: switch from trial to annual subscription). PocketGuard Plus subscription lengths and prices: - Monthly - $4.99* / month - Annual - $34.99* / year * Prices are in U.S. dollars, may vary in countries other than the U.S., and are subject to change without notice. ------------------------------------------------- Privacy Policy: https://pocketguard.com/privacy/ Terms of Use: https://pocketguard.com/terms/


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My account never refreshes despite numerous attempts

I really liked this the first few weeks. Now I’m just over it. This app never refreshes my account summary despite doing manual refreshes. It’s still stating I have 1700 in my checking and has said that for 6 weeks despite numerous paycheck deposits and bills paid. Going to delete and find another budget app that’s superior.
By steph98498

The hook

Once again an app that does only half. You’ve got to buy premium if you want this to do a budget. Deleted.
By Daphnie7

Surprisingly Simple!!

First, thank you to the developer! This is the app so many have tried to be but failed in the deployment because of complexity. This is a really simple clear roadmap for your budget and it can help with those pesky subscriptions that we all forget about - excellent app!
By Bmunkres

Horrible UI Change

The newest app version has taken away the best feature- showing you what is “in your pocket” on a daily & weekly level. Now it only shows big and bold what you have left for the month. This is near useless. I got this app so I could do daily budgeting, which is now ruined. Please change back or allow the swipe feature that allowed you to change between a daily, weekly and monthly level view.
By onwardmyfriends

Almost a competitor to YNAB

Not very ironed out yet, but a good entry into the budgeting space.
By rleebond


I automatically delete all apps that dont have landscape view
By mjchap

Terrible app

Every time I try to use the app I have to continuously keep connecting my bank and I did not know this when I paid for premium. I asked for a refund because I’m not going use the app anymore and they refused. I’m confused if I no longer like the app shouldn’t I get a refund? Thought this would be a good app but wouldn’t recommend to anyone.
By l8jl

App Itself Is Great, Bank Connectivity Could Be Improved

Love the functionality of the app itself. I love that I can characterize my transactions and track how much I’m spending in each category while creating budgets for areas I want to cut down in. I also love that this provides you an “In Pocket” number so I can be sure to not overspend by the end of the month. For reference I have the Pro version and it’s worth it! Edited: I used to have some issues with bank connectivity that caused my budgeting to be off by +\- $100 which was frustrating. However the PocketGuard team fixed the issue and I’m enjoying this app again with confidence my budgeting is accurate 🙂
By MCardoso2019

Great app

So I’ve looked at a lot of budgeting apps. I downloaded maybe 10 and this is my favorite of them all. It’s free and while the pro version is a bit too expensive, I can confidently say it’s the most unique and easy to use app with lots of great features. (The free version)
By RobDawgggg

Simple & easy but doesn’t have all store credit cards

Heard about this from my SO, it’s easy to use & free. The only reason I gave 4 stars was bc I couldn’t add store credit cards onto my Pocket guard account (an error popped up). Also, I had a spending goal but under goals, I wasn’t able to write that down (ex: I want to spend $100 on groceries each week). This isn’t too much of a problem for me, bc I can keep track of this myself. I just wish I could add my store credit cards. Also, my SO said he couldn’t add his Apple Card so I guess store credit cards not connected to major banks don’t work. However I still think it’s a good app and user friendly.
By career to student


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