PocketGuard: Money & Budgeting

PocketGuard: Money & Budgeting

By PocketGuard, Inc.

  • Category: Finance
  • Release Date: 2015-01-07
  • Current Version: 5.1
  • Adult Rating: 4+
  • File Size: 93.40 MB
  • Developer: PocketGuard, Inc.
  • Compatibility: iOS 14.0+
Score: 4.67
From 6,725 Ratings


PocketGuard is a free budgeting app for people who want to be on top of their money. Personal finance is made simple by smart algorithms, which means budgeting with PocketGuard is so easy that you don't have to spend your entire life crunching numbers. We take care of all the routines like expense tracking and bill monitoring so you can clearly focus on money management operations. Always know what's in your pocket! A budget is a difference between income and expenses. If it's positive - you're doing well. In any other case, the budget is unbalanced and needs attention. This is where the "IN MY POCKET" feature takes action. How much disposable income do you have after paying your bills, saving for your goals, and setting aside enough money for needs and wants? The PocketGuard budgeting app does those calculations for you! Always know the actual safe-to-spend amount so you can fit your monthly budget. Comprehensive analytics! Budget and expense tracking are just a part of the story. If you wanna do money management the right way you need to learn from the data you track. PocketGuard's free budgeting app provides you with various reports to let you see personal finances from different angles. Learn about your spending habits, make necessary adjustments, and optimize your monthly budget. Bill tracker and subscription manager! You can use PocketGuard as a bill organizer. Once you connect bank accounts the app starts working as a finance tracker. All your bills and subscriptions will be identified automatically and included in your monthly budget. The bill organizer will help you never miss the due date again. PocketGuard bill organizer gives you an easy way to negotiate better rates with your provider. So you can optimize your budget by cutting costs on services you use. PocketGuard subscription manager will help you to find subscriptions you might have forgotten about. This is another money management trick - stop paying for services you no longer need. Set and reach your financial goals! Goals are a key concept of budgeting. As was mentioned before, expense tracking is just a part of the story. Personal finance is made of goals. Let's say you want to spend less on shopping or save more for vacation. These are financial goals. The PocketGuard budget app gives you all the necessary tools to set them properly. Set up your debt-payoff plan! Nobody's perfect and almost anyone has debt to pay off. The question is: do you have a plan? Connect all your credit and loan accounts and we'll show you the way to a debt-free future. Our smart algorithm calculates the most profitable debt repayment strategy so you'll save hundreds or even thousands by paying less in interest! BANK-LEVEL SECURITY We use the same 256-bit SSL encryption as all major banks to ensure your sensitive information is safe and sound. The PocketGuard app also uses PIN codes and biometrics, like Touch ID & Face ID, as an additional security layer. PocketGuard connects to U.S. and Canadian financial institutions only. PocketGuard offers a premium subscription - PocketGuard Plus - which gives you access to additional features and is not required to use PocketGuard. If you choose to purchase PocketGuard Plus, payment will be charged to your iTunes account. Subscription automatically renews unless auto-renewal is turned off at least 24 hours before the end of the current period. Auto-renewal may be turned off at any time by going to your settings in the iTunes Store after purchase. Any unused portion of a free trial period will be forfeited if you purchase a different subscription plan. PocketGuard Plus subscription lengths and prices: - Monthly - $7.99* / month - Annual - $34.99* / year - Lifetime - $79.99* one-time purchase * Prices are in U.S. dollars, may vary in countries other than the U.S., and are subject to change without notice. Privacy Policy: https://pocketguard.com/privacy/ Terms of Use: https://pocketguard.com/terms/


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Bogus app

I signed up for the plus membership so you have to pay the 9.99/month. After the first month they reset all the in-app features to basic subscription. Despite continuing to pay for the plus membership I was promted in the app to subscribe to the plus membership when I opened the app. I was also not given access to the premium features and a message would pop up saying I needed the plus membership to use those features. Definitely will NOT be recommending this app. It’s a scam.
By mt2532019


I am not overly disappointed but disappointed all the same. This app offers all the same features my bank does. Only able to see reoccurring payments or transactions. And only able to use that data for bills. There isn’t a way to add other bills that are not automatically paid monthly. This will not work for my budget planning needs. I do like how safe the app is with my data.
By Werk hard ride hard

Android version runs faster

Great overall app. Coming from Samsung to the iPhone this app is a little annoying at times. Every time I go to the transactions list, it shows the animation for swiping and I have to wait for that before interacting. Then if I open one to change the category and save it, I’m back at the transactions screen and have to wait on the animation again. This didn’t happen on the android version and I could move much faster through the transactions.
By Mjcm128

FANTASTIC Budgeting App!!

This is an awesome app for keeping track of your finances! It’s very intuitive, and I love the zero-based budgeting approach. I also love that they offer a lifetime one-time purchase option for the premium version. This app has made managing my personal budget so much easier. I recommend this to anyone who is wanting to get a better grip on their monthly spending.
By schwarzluke

Best budgeting app by far

The only reason why Mint, YNAB, and the other budgeting apps with tens of thousands of reviews are rated so high is because those users have never tried this app. PocketGuard blows those apps out of the water with the ease of use and features. The only thing missing is support for Apple Card but most apps don’t have that yet so no big deal.
By GammaCo

Great tool - simple and easy to use

I love that it is customizable for categories, and whether or not a transaction should be counted. The budget is simple and easy to see where the money goes, and where you can make adjustments. The updates from bank accounts with merchant info and the ability to split the receipt into multiple categories. Just a well thought out and user friendly app. Only suggestion is to make it available to adjust a future budget, i.e. the coming month. That would make it easier to plan for certain expenses.
By Old n New Favorites

There are better apps

Won’t work on desktop or any browser, you only can manage it through the app. Try Monarch
By Jonathan Acuna

amazing budgeting app!

i have tried so many different budgeting apps but this one is absolutely amazing! after a while of using it i plan on treating myself to the premium version! just gotta make sure it holds up long enough to justify it, but the way things are going it definitely will be justified! the interface is amazing; easy to use and with a fancy finished look. the budgeting graphs are accurate, the bank accounts sync almost instantly, and it’s overall a great app!
By arojascer

Great app

Use it everyday
By charispistis

Love this app!!

Absolutely love this app so far. There are a couple tweaks I would like to see, and the mobile navigation could have clearer paths to get to all the features, without having to just hunt all over, but overall it’s really great! I prefer using it on my desktop as I am more old school but the iPhone app works well when I am on the go.
By Kierianda

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