PocketGuard:Budget App & Bills

PocketGuard:Budget App & Bills

By PocketGuard, Inc.

  • Category: Finance
  • Release Date: 2015-01-07
  • Current Version: 4.23.1
  • Adult Rating: 4+
  • File Size: 148.90 MB
  • Developer: PocketGuard, Inc.
  • Compatibility: iOS 11.0+
Score: 4.69
From 6,528 Ratings


PocketGuard is a free app that makes it easy to take control of your personal finance and stop overspending. Its intuitive money management tools help you make a budget and track spending automatically. Link your bank accounts & credit cards and track everything from account balances & transactions to net worth and more in one place. ALWAYS KNOW WHAT’S IN YOUR POCKET Our IN MY POCKET feature shows exactly how much disposable income you have after paying your bills, saving for your goals, and setting aside enough money for essentials, like food & transportation. It does the "can I buy it?" math for you, so you can spend with confidence and enjoy life. GET VALUABLE INSIGHTS ON YOUR SPENDING HABITS PocketGuard will help you to find out where your money goes and analyze your spending habits. See which expenses eat up too much of the pie. Personalize your reports with custom categories and hashtags. TRACK AND LOWER YOUR BILLS Add your bills and subscriptions to PocketGuard and it will automatically plan for future payments. Our smart bill organizer will help you never miss the due date again. And our smart algorithms will identify where you might be overpaying and offer easy ways to lower your bills. SUBSCRIPTIONS MANAGER PocketGuard will help you to find and cancel subscriptions you might have forgotten about. This feature works automatically, so you need to do nothing to make it work. PocketGuard notifies you when such subscriptions are detected. SET AND REACH YOUR GOALS Like the journey of a thousand miles begins with a single step, building up savings begins with setting your goals. Pocket Guard allows you to set an unlimited number of goals and track your progress. YOUR DEBT PAYOFF PLANNER You can't move forward if you have to look back. To pay off your debts you need a plan and discipline. We can help you with the first one. Connect all your credit and loan accounts to calculate the optimal debt payoff strategy and stick to it. This is the only way to become debt free. POCKET GUARD - your money app! BANK-LEVEL SECURITY We use the same 256-bit SSL encryption as all major banks to ensure your sensitive information is safe and sound. The PocketGuard app also uses PIN code and biometrics, like Touch ID & Face ID, as an additional security layer. ------------------------------------------------- Currently, PocketGuard connects to U.S. and Canadian financial institutions only. ------------------------------------------------- PocketGuard offers a premium subscription - PocketGuard Plus - which gives you access to additional features. PocketGuard Plus is optional and not required to use PocketGuard. If you choose to purchase PocketGuard Plus, payment will be charged to your iTunes account. Subscription automatically renews unless auto-renewal is turned off at least 24 hours before the end of the current period. Auto-renewal may be turned off at any time by going to your settings in the iTunes Store after purchase. Any unused portion of a free trial period will be forfeited if you purchase a different subscription plan (example: switch from trial to annual subscription). PocketGuard Plus subscription lengths and prices: - Monthly - $7.99* / month - Annual - $79.99* / year - Lifetime - $99.99* one-time purchase * Prices are in U.S. dollars, may vary in countries other than the U.S., and are subject to change without notice. ------------------------------------------------- Privacy Policy: https://pocketguard.com/privacy/ Terms of Use: https://pocketguard.com/terms/


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A lot of bugs for months and now is reverting all old incomes and bills deleted. Contacted support and they are not interested to investigate. Very poor support and app! Premium canceled!
By Fabio Jr Policeno

Takes Time and consistency - but worth it

It takes initial time to sync your accounts and edit the transaction pieces. You need to be consistent since it keeps old bills coming and you need to keep up with editing. The transaction labels are sometimes off, like labeling gas as groceries, etc. However, I’ve used other budget apps and this is the best! I love the graphs and it’s super user friendly once you learn how to edit.
By Klbetzing

Pretty Incredible, Could Use Improvement

App is well designed and extremely helpful, though there’s room for improvement. A number of banks are not able to sync (Apple card, Ellevest) which causes for inaccurate info, the desktop application is exceptionally slow preforming, and there are a few features that could use tweaking (like the ability to recognize transactions and associate them using ‘to’ and ‘from’). Still rating 5 star though, because it is the best money management app I’ve ever used and I find it very user-friendly.
By JenniferBumgardner

Laggy and buggy

Firstly didn’t even prompt for trial but straight away deducted $7.99 for monthly subscription. Later when i tried to cancel subscription then there was option for free weekly trial along for around $2. App was laggy , every time I entered amount it would still say “please enter amount” and had to re-enter. I would be very happy to have my money back. Cancelled my subscription on less than 2 hours of purchase.
By 1234user1234

Awesome !

Great app ! Helped me when I was overwhelmed when keeping track of all my bills. Only complain is that sometimes it took about a day for the app to update how much money I had in my accounts. Other than that it was perfect !
By Dry.Towels

Too much for Too little

I paid the premium! Look of the app - 6/10 Usability -7.5/10 Account a connection -3/10 * you cannont connect your accouts to this app not just 1 bank but there are alot of banks thats are no in it , few exampls Robinhood,discover.. * Some app it try to resync again sending you multiple one time password to your phone Account resync - 2/10 *Daily this refresh just once 1 time a day which is really bad for a bugeting app if your looking for faster account sync then app is not the one.
By Vardan9674

App review

I’m finally sticking to a budget thanks to this app.
By Destarte2


This thing won’t connect to any of my investment accounts. No 401k, no brokerage, no crypto. Doesn’t connect to my mortgage account and one of my auto loans. Spent all that time setting it up, paid the $25, and it’s useless.
By Sauce99887737

Best app I’ve found

Can’t explain in words how helpful this app has been in helping me keep track of all my expenses and all of income, cash, cash app, Venmo, my car payMents and the way it’s affecting my budgets and what I should and shouldn’t be budgeting for.
By jen230914

Helps me track and know where my money is going.

I have been using for only a short period of time, but I see how it is making a difference in my financial situation. I need to know how to budget, I’m 65 years old and never learned how to budget. I get anxiety over financial things, and this program has helped, I hope it just keeps getting better. Thank you.
By Sgt. Mike W

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