PocketGuard: Bill & Budget app

PocketGuard: Bill & Budget app

By PocketGuard, Inc.

  • Category: Finance
  • Release Date: 2015-01-07
  • Current Version: 4.30.1
  • Adult Rating: 4+
  • File Size: 151.74 MB
  • Developer: PocketGuard, Inc.
  • Compatibility: iOS 11.0+
Score: 4.68
4.68
From 6,610 Ratings

Description

PG - PocketGuard is a free budgeting app for people who want to be on top of their money. Personal finance made simple by smart algorithms, which means budgeting with PocketGuard is so easy that you don't have to spend your entire life crunching numbers. We take care of all the routines like expense tracking and bill monitoring so you can clearly focus on money management operations. Always know what's in your pocket! Basically, a budget is a difference between income and expenses. If it's positive - you're doing well. In any other case, the budget is unbalanced and needs attention. This is where the "IN MY POCKET" feature takes action. How much disposable income do you have after paying your bills, saving for your goals, and setting aside enough money for needs and wants? PocketGuard budgeting app does those calculations for you! Always know the actual safe-to-spend amount so you can fit your monthly budget. Comprehensive analytics! Budget and expense tracking are just a part of the story. If you wanna do money management the right way you need to learn from the data you track. PocketGuard free budgeting app provides you with various reports to let you see personal finances from different angles. Learn about your spending habits, make necessary adjustments, optimize your monthly budget. Bill tracker and subscription manager! You can use PocketGuard as a bill organizer. Once you connect bank accounts the app starts working as a finance tracker. All your bills and subscriptions will be identified automatically and included in your monthly budget. The bill organizer will help you never miss the due date again. Do you want to lower your bills? Of course, you do! PocketGuard bill organizer gives you an easy way to negotiate better rates with your provider. So you can optimize your budget by cutting costs on services you use. PocketGuard subscription manager will help you to find subscriptions you might have forgotten about. This is another money management trick - stop paying for services you no longer need. Set and reach your financial goals! Goals are a key concept of budgeting. As was mentioned before, expense tracking is just a part of the story. Personal finance is made of goals. Let's say you want to spend less on shopping or to save more for vacation. These are financial goals. PocketGuard budget app gives you all the necessary tools to set them properly. Set up your debt-payoff plan! Nobody's perfect and almost anyone has debt to pay off. The question is: do you have a plan? Connect all your credit and loan accounts and we'll show you the way to a debt-free future. Our smart algorithm calculates the most profitable debt repayment strategy so you'll save hundreds or even thousands by paying less in interest! BANK-LEVEL SECURITY We use the same 256-bit SSL encryption as all major banks to ensure your sensitive information is safe and sound. The PocketGuard app also uses PIN code and biometrics, like Touch ID & Face ID, as an additional security layer. ------------------------------------------------- Currently, PocketGuard connects to U.S. and Canadian financial institutions only. PocketGuard offers a premium subscription - PocketGuard Plus - which gives you access to additional features and not required to use PocketGuard. If you choose to purchase PocketGuard Plus, payment will be charged to your iTunes account. Subscription automatically renews unless auto-renewal is turned off at least 24 hours before the end of the current period. Auto-renewal may be turned off at any time by going to your settings in the iTunes Store after purchase. PocketGuard Plus subscription lengths and prices: - Monthly - $7.99* / month - Annual - $34.99* / year - Lifetime - $79.99* one-time purchase * Prices are in U.S. dollars, may vary in countries other than the U.S., and are subject to change without notice. Privacy Policy: https://pocketguard.com/privacy/ Terms of Use: https://pocketguard.com/terms/

Screenshots

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Reviews

Great app!

5
As helpful as you make it, this app allows user to easily create and edit categories in order to track spending patterns. Exactly what my family needs!
By BecomingwhoIam

Last update messed up the GOALS section

5
The last update strangely messed up the Goals section. I can’t figure out what it’s trying to do but basically it won’t allow me to set more than a certain amount that I’m planning to save in a certain month. It seems to think I don’t have enough after other expenses to save the amount I want even though I do have enough money left over.
By Rhs781

Only 3 Third Party Providers Available for Signup

1
There’s currently only LinkedIn (???), Google, and Apple. Get using a 3rd party for security reasons, but don’t understand why you can’t just add Microsoft and/or just add MFA. Was excited about using this, but not going to signup until more options are added. Disappointed.
By BIPete

0 if I had the option

1
There was supposed to be a 7 day free trial if you chose to try the app... I tried but had issues connecting my bank (not their fault). So I decided to delete my account and cancel the subscription, then come to find out that even though I had the app for 2 days I was charged the full year's price. Very nice of an app to do that claims to want to help you manage your money.. 🤮
By Danigbaum

Poor UX Design

3
I like the concept and visual design of the app but where it is lacking is the intuitive design. When I try to mark a bill as paid, it should be easy but it isn’t. A pop up appears telling me to create a new bill which is redundant. Canceling this subscription.
By Pepper Culpepper

Don’t waste your money

1
This app shows u where to go in ur phone to delete / cancel membership they don’t do it for you biggest scam YouTube shows you that for free come on y’all
By 1986Memo

Cannot add accounts

1
I paid for plus to be able to access the debt payoff plan. I’ve added a few accounts, but am no longer able to add credit cards or loans. The whole point of the payoff plan is to help me understand the order in which to payoff debts by using snowball or avalanche method through the app. I’m not able to get the full picture since I cannot add all my accounts to compare APRs and balances. Continually getting error codes 170, 940, and “contact your administrator if error continues” errors.
By apace21

Can’t sign up with a e-mail.

1
There is only three choices of how to sign up for this. I don’t wanna sign up with a third party company. I want to sign up with a email other then the companies you have chosen. I guess I’ll go with someone else that will let me.
By Gamblin34

Great app

5
Visually appealing and easy to understand your spending. Easy to categorize spending and add income. I’ve been looking for an app like this for a while and am glad I found this. I like the pie chart feature and how up to date my accounts are. Please stay around to use forever! 😂
By ArchTT1234

When you need a budget but don’t want to pay an arm and leg

5
Good value and does a lot but definitely a little hard transitioning from YNAB to this. One of my most missed features is sharing the budget with a partner- I haven’t figured out how to do this or if this is a supported feature yet.
By McDogmeat

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