Debit & Credit

Debit & Credit

Debit & Credit

By Ivan Pavlov Pty Ltd

  • Category: Finance
  • Release Date: 2014-08-05
  • Current Version: 5.3.5
  • Adult Rating: 4+
  • File Size: 18.05 MB
  • Developer: Ivan Pavlov Pty Ltd
  • Compatibility: iOS 14.0+
Score: 4.74
4.74
From 1,095 Ratings

Description

If you are looking for a personal finance app that is convenient, easy to use and at the same time has enough features, then Debit & Credit is the right app for you. • All Accounts in One App Keeping financial records was always a bit of a hassle. But now you can actually enjoy it. See all your accounts in one place and switch between them with one simple touch. • Super Fast Creating a new transaction now takes a matter of seconds. It has never been easier with gestures and other features that we developed for you. And we will never require you to make dozens of unnecessary taps to accomplish simple tasks. • Locations (Geotagging) Shopping frequently at the same place? Save its location to record expenses even faster. You can also get a list of saved payees sorted by distance. • Budgets & Scheduled Transactions Do you want to budget expenses on a particular category? No problems. Do you plan to make a transaction in the future and want to be reminded about it? Consider it done. • Financial Plans Plan ahead by creating a financial plan for the next year. Compare your performance against it and see your future net wealth. • Reports We believe in clean, crisp reports that are easy to read and understand. See where and what do you spend your money on. Other types of reports are available too. • iCloud Sync We will never ask you to create an account or provide any personal details. All data is stored in iCloud, it is not available to anyone except you. • Shared Accounts Do you want to share some of your accounts with someone else? No problems, you can share selected accounts via iCloud while keeping other accounts private. Great for managing family finances! • Bank reconciliation mode Sometimes we all need extra help to keep our accounts in shape. You can easily reconcile your accounts with bank statements in the app to eliminate any disparities. • Importing data We know how important it is to be able to import transactions from your financial institutions. That's why we support CSV, QIF, QMTF, OFX and QFX files. And you can also choose which particular transactions to import from a file, something that not all financial apps know how to do. • Color Themes Eight color themes are available for selection in the app settings in case if you want to customize your experience. • Watch App Create new transactions on the go with the Apple Watch app. You can also check your budgets and pay scheduled transactions with it. • Powerful features Split categories, pending transactions, URL schemes, file attachments, transaction tags, Siri, Touch ID and Face ID support, printing reports and saving them as PDF files - all those and many other features are at your disposal when you need them. • Mac version of the app You can download macOS version of the app on the Mac App Store. It has even more features and syncs fast with the iOS companion via iCloud. Some features are limited to premium version subscribers. Premium version is an annual subscription. Our privacy policy, as well as subscription terms are available at http://debitandcreditapp.com/privacy-policy-with-terms.html. In case of any questions please don't hesitate to contact support@debitandcreditapp.com.

Screenshots

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Reviews

Please add this feature!

5
The app is just great. I love native apps! Though, there is one feature I would like to see. In the budgets page, it would be great how much total money you have left after budgeting into categories (kinda like YNAB does it). If you add it, 100% I'd be a customer. Thanks!
By Igor Review

Great App!

5
This is the best app to track finances, budget, and plan ahead!
By cat_1986

Amazing app and Worth every penny

5
This is an amazing application. I have used other budgeting/financial apps in the past including mint which is a popular one and was never successful at organizing my finances using them. Primarily because there was a lot of adds and there was not a lot of customizability, which was frustrating to me because if I am going to budget my money I want to make it optimized for myself. That being said this application is truly amazing, there are no adds, it is extremely simple to use and lets you customize everything to the fine detail. Pretty much this app gives you tools that lets you create your own budget and how you want it to look like instead of being forced to follow someone else’s standards of what they think it should look like. I also really appreciate that it makes you to put all your money and purchase in manually because it forces me to pay more attention to I am spending. It only that but putting in money manually means that all the money in the app is always up to date. Compared to other apps like mint that force you to sync your banking accounts to the app so your payments will be automatically placed onto you mint account. The issue I had with that is it would take a few hours/days to update so it was never accurate, therefore causing me to spend more. Although it is greatly more convenient, I am terrible with money so it wasn’t working for me. I usually don’t pay for apps but I did the 1 week free trial and loved it so much I decided to pay the $20 a year fee that just allows you to add more than two accounts (the free version lets you have two accounts only). It has been worth every penny, even though I am spending $20 this app has saved me so much more. Lastly, this app is not for everyone, this just really worked well for me and my spending habits!
By Amy Rapin

Great app

5
Just wanted to add, latest update fixed duplicating problem. Great app.
By nicknamenottakenlasttry

Best App Ever!

5
Been looking for an app for a free finance tracking which could sync on both mac and ios. Finally found "Debit & Credit". Great the privacy policy. Loved account sharing feature. Lovely UI and very fast syncing with the other devices. Best app I have found so far.
By Sagar Duhan

Excellent app to track day to day purchases

5
This app is very good and is more private with your data than most competitors. One request would be to move the menu(bottom left) and +(bottom right) towards the center of the screen a bit. Those two buttons are in the very corner and are sometimes a struggle to select. Minor gripe
By Praise God1357

Just what I have waited for

5
I used MoneyDance for several years, but had always wanted to find a replacement that focused on iOS alone. This app does everything I want in financial app.
By Dystopian2017

This App Helps Me So Much, Love it

5
I have used this app for over 3 years. I use it several times a day. The “Scheduled” feature allows me to predict how much money I will have on any date in the future. Basically, forward cashflow management. If I find myself entering an expense that was not scheduled, I enter a placeholder transaction for the probability that it will re-occur. Example, landfill charged me $4 for a dump run. That was not in my forward cash flow schedule. I added it to re-occcur every other month. When you do this for everything, you can see if you are gaining or loosing over time and adjust budgets as needed. I have family that wont take the time to set this up. When they get a bonus, (i.e. stimulus check) they spend it all on “fun stuff” because they feel they have extra. Then, I see them borrow with a CC to pay for car tires... sigh. 12/6/20 update.... best app on my phone Love the new ability to search “sceduled”
By Priv8life33

Missing so many features

2
It is missing too much. The fact that every transaction looks the same except for a little text like pending is horrible, hard to determined pending from cleared. You should be able to pre load your recurring transactions to get a better look at your budget over time.themes are bland for the same reason with limited variations between transactions especially on the iPhone where you can’t even make the green or red of a deposit or debit. Sent many emails with suggestions, just told nah we don’t need to add that by the developer.
By BigJake21782

Inaccurate Running Total

3
I love everything about this app except for the wildly inaccurate running total, which is making me crazy. If it were correct I’d have given 5 stars. As it is, I’m always looking for a more accurate app.
By JSW59

Comments

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