Chime - Mobile Banking

Chime - Mobile Banking

Chime - Mobile Banking

By Chime Financial, Inc.

  • Category: Finance
  • Release Date: 2014-03-16
  • Current Version: 5.71.0
  • Adult Rating: 4+
  • File Size: 115.51 MB
  • Developer: Chime Financial, Inc.
  • Compatibility: iOS 11.0+
Score: 4.78
From 252,404 Ratings


Chime offers mobile and online banking through its banking partners with no hidden fees‡. Overdraft up to $100* with no fees, get paid up to 2 days early with direct deposit^, and grow your savings instantly with purchase round ups and an optional High Yield Savings Account (get up to 0.50% Annual Percentage Yield‣ ). Save, spend, and manage your finances with the highly rated Chime mobile banking app. Chime is a financial technology company. Banking services provided by The Bancorp Bank or Stride Bank, N.A.; Members FDIC Here’s why millions are banking through Chime… FEE-FREE OVERDRAFT With SpotMe, eligible members can overdraft up to $100* on debit card purchases with no fees. It’s like overdraft protection, but better. GET PAID 2 DAYS EARLY Get your paycheck up to two days earlier^ than you would with some traditional banks with direct deposit. Deposit paychecks, unemployment benefits, government stimulus payouts, and tax returns into your Chime account. NO HIDDEN FEES‡ A bank account shouldn’t cost you money. Chime has no overdraft fees, no monthly maintenance fees, no minimum balance fees, no foreign transaction fees, and no minimum deposit required. Plus, over 38,000 fee-free ATMs with Moneypass® and Visa® Plus Alliance SAFE & SECURE Your security is our top priority. Chime sends you instant transaction alerts anytime you use your Chime debit card, when you turn on transaction notifications, so you always know what’s happening with your money. Instantly block your card if it goes missing or you suspect unauthorized use. SAVE WHEN YOU SPEND Save When You Spend automatically rounds up transactions to the nearest dollar and transfers the Round Up from your Spending Account into your optional Savings Account. PAY FRIENDS WITH NO TRANSFER FEES Send money to friends, family, or roommates with no transfer fees. Different from other peer to peer payments apps, money is deposited into their Chime Spending Account. For more information please visit ––––– ***Learn how we collect and use your information by visiting our Privacy Policy at*** Banking services provided by, and debit card issued by, The Bancorp Bank, or Stride Bank, N.A., Members FDIC, pursuant to a license from Visa U.S.A. Inc. Debit card may be used everywhere Visa debit cards are accepted. ‡Out-of-Network cash withdrawal fees apply. Third-party and cash deposit fees may apply. *SpotMe won't cover non-debit card purchases, including ATM withdrawals, ACH Transfers, Pay Friends transfers, or Chime Checkbook transactions. Chime SpotMe is an optional, no fee service that requires $500 in qualifying direct deposits to the Chime Spending Account each month. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases initially, but may be later eligible for a higher limit of up to $100 or more based on member's Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at Chime's discretion. For more information, visit: ^Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. ‣The Annual Percentage Yield (“APY”) for the Chime Savings Account is variable and may change at any time. The disclosed APY is effective as of December 9, 2020. No minimum balance required. Must have $0.01 in savings to earn interest.


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🤎💯😉😍The BEST.!!!

As bb
By QueenBBoo580

5/5 would recommend

I’m incredibly impressed by how Chime operates. Not only are there awesome perks, but they have a great customer service that is there to always help. I never have issues with the app either. I don’t have issues with people stealing my credit card anymore either. Definitely should consider 😊
By ASDAdvocate

Customer appreciation

Love chime
By Deedee Backie

Pretty App. That’s all.

App is beautiful, they paid good money for it. Unfortunately, the customer service is horrifying. During one dispute in which I was charged two days for a rental car instead of one, they somehow refunded me the ENTIRE cost of the rental car. During another one where my card was KEYED IN 70 MILES FROM MY HOUSE (I have no car) on a day I used my physical card at a store, they wouldn’t give me my money back. It took 30 hours for them to respond to change my address to add “APT” in front of it. I wasn’t able to use my card this whole time. Customer service is terrible and just be ran by Downs folks. Or small children. Or single cell amoebas. Seriously, avoid. Get a credit union locally and avoid this TRASH.
By syshshshsh


Extremely easy to use and well designed.
By EarlSnapp

Doesn’t let you sign up for card

Says “we’re sorry” for security reasons we can explain why? And customer service can never be found it’s always a cold call,And when you do get a hold of someone their no help
By falling3345


So helpful and great service!
By Gbabbyyyy

i love chime 💙

i love that i get my check early i love that i’m allowed to go over with spot me
By plushbaddie


I absolutely love chime. It’s the best idea since Bluetooth!


By Abeyta710


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