There are three different service levels on the ElloU app. The first level is a free and easy service for creators who just want to pay and get paid withou stress and without any hidden fees. With this service, you’ll keep 100% of what you earn, even if the money comes from abroad. For no monthly subscription, it provides creators with a EUR bank account, domestic and international payments capabilities, and a virtual debit card. The second service level is perfect for a side hustle, wher creators have slightly more complex needs. For a EUR5 monthly subscription, it gives you a EUR bank account, domestic and international payment capabilities, a physical debit card, better currency exchange rates, and cashback on your spending.. The third service level is dedicated to professional creators> if your passion is your full-time gig, this is the service for you. For a EUR10 monthly subscription, it comes with advanced features such a multi-currency accounts (EUR, GBP and USD), higher cashback on purchases, even better currency exchange rates, and lower fees than any bank, digital or not! ElloU is brought to you by Talenthouse. All customer deposits are held in regulated accounts, protected by the European Union Deposit Guarantee Scheme.