The Baby Steps

The Baby Steps

The Baby Steps

By The Lampo Group Incorporated

  • Category: Finance
  • Release Date: 2019-12-18
  • Current Version: 2020.09.28
  • Adult Rating: 4+
  • File Size: 117.36 MB
  • Developer: The Lampo Group Incorporated
  • Compatibility: iOS 10.0+
Score: 3.67
3.67
From 147 Ratings

Description

Hey, SmartDollar, Financial Peace, or EveryDollar Plus* members. This app is for you! If you don’t currently have a subscription to one of these amazing tools, you won’t be able to log into this app. Track your debt payments, build your emergency savings, and work through the Baby Steps. Learn from Ramsey Solutions’ top-notch teachers along the way. Our approach is simple, but effective. Plus, it’s a heck of a lot of fun. Stuffy personal finance app? Nope. That’s not us. If that’s what you’re looking for, keep moving. Basically, we teach common sense and we really care about helping you get out of debt and save for the future. Our Baby Steps and debt snowball method have helped nearly 6 million people go from, “I can’t do this,” to “I just did that!” Take your money to the next level: • Learn and apply Dave Ramsey’s Baby Steps method. • Determine which Baby Step you’re on. • Work each Baby Step until you are completely debt-free. Track your debt payments using the debt snowball method: • Discover how soon you could be debt-free. • Watch your debts shrink when you pitch a snowball at them. It’s a little aggressive, but hey, it feels good to hit back. And we’re here for it. • Set attainable goals. Track your savings: • Learn from experts who give inside tips on how to save money faster and establish an emergency fund. • Throw some coins in your piggy bank. Literally. • Find the motivation to keep going when you see how much you’ve increased your savings. Expert in-app coaching from top-notch teachers: • Watch the best of Dave Ramsey’s money rants. • Rachel Cruze gives on-point budgeting tips. • Ken Coleman dishes career advice you don’t want to miss. Privacy Policy: https://policies.ramseysolutions.net/privacy-policy Terms of Use: https://policies.ramseysolutions.net/terms-of-use

Screenshots

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Reviews

Excited for tomorrow

5
I can relate to most things within the Dave Ramsey message. I guess for a lot of the naysayers they’ve never visited quite as hard of a rock bottom as they potentially could. Everything within all the apps isn’t perfect. Neither are we humans. We make it work with want to and a smile. I’m very happy with everything Dave and team have and continue to put together for us all. Happy with all functions of the app
By MT Rednek $ saver

Great app but...

2
I really enjoyed this app until my free trial ended. It made me excited about paying my debt off and moving on in my debt free journey. I also enjoyed having an app instead of a spreadsheet but I guess I’m back to the spreadsheets. $129 a year is not worth it maybe a flat purchase price, that is reasonable, would be nice.
By klew_04041031

Please cancel connection to Every Dollar App

1
Please cancel the connection for this app with the ED App. It has really screwed up my information. Yes, some of the error was mine (or I had put a second mortgage into credit debt area) but this completely screws up all of my new and past info. I’m so frustrated I can’t expound here but please have someone take a look and fix this.
By Newbi one knobe

Loved the app

3
I loved this app, but really wish there were a way to get it without subscribing to everything. Every Dollar didn’t work with my bank, so it didn’t make sense to pay for Smart Dollar. I would pay a few dollars a month just for just this Baby Steps app if that were an option!!
By kmill0718

Let me buy the app!

1
I can’t afford Ramsey Plus so I did the free trial. Free trial is over so I can’t use this app but the debt snowball is so motivating! I wish there was a way to buy access to just this app. I’d give it 5 stars if I could have access to use it for my debt free journey. Please consider it!
By swood824

Subscription now required

1
I’ve been using this app since April for free and it’s been great. Now I go to log in to update my progress and I can’t even see where I’m at without agreeing to a yearly payment of 129.00. I’m going to agree, take a screen shot of my progress and then cancel the trial. There are other ways to track my debt payoff.
By Cali2002

Wish it was available alone

3
I prefer the free version of EveryDollar and have no need for the FPU app as I have reviewed the program. I wish this Baby Steps app was available for $5 a month or something. I know others would prefer that as well.
By pinkshaylee

You have to pay to view anything

1
This only works with Ramsey+ (paid subscription). Once you sign into your Ramsey account the only option is to upgrade to plus or start the free trial. If you decline, the entirety of the app is just a blank white screen with a link at the bottom to sign up for the paid subscription.
By AbbyLia

$129 a year to utilize the app is ridiculous

3
The app is a decent product, however, I would rather pay a flat fee to “purchase” the app then pay $129 a year to use it. I prefer the EveryDollar app (not plus) so I don’t need to upgrade to it. I’ve done FPU online and watch Dave Ramsey show and listen to podcast. $129 a year for an app is not a good investment, I’d rather put that money toward my debt. This app should be a minimal flat fee purchase or free as is EveryDollar regular app.
By update🤬

Costs $129!!

1
Not a free app! Immediately wants you sign up for a year long $129 subscription to do absolutely anything.
By SamieWolf

Comments

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