BabySteps: Money Goal Planner

BabySteps: Money Goal Planner

BabySteps: Money Goal Planner

By The Lampo Group Incorporated

  • Category: Finance
  • Release Date: 2019-12-18
  • Current Version: 2021.01.29
  • Adult Rating: 4+
  • File Size: 127.99 MB
  • Developer: The Lampo Group Incorporated
  • Compatibility: iOS 10.0+
Score: 3.59
3.59
From 174 Ratings

Description

Paying off debt doesn’t have to take as long as you think! It’s time to take your money back—and the BabySteps app shows you the fastest way to do it. Got some credit cards? What about student loans or car payments? (Maybe you’ve got a little bit of everything.) Hey, that’s most people. But you don’t want to be “most people.” With the BabySteps app, you’ll track all your payments in one place and take them out one by one using the powerful debt snowball. But once those debts are history, what’s next? Your money is finally freed up to do what YOU want it to. And the BabySteps app helps you track your money for the long haul. You’ll work through Dave Ramsey’s 7 Baby Steps, the step-by-step playbook with money that’s helped millions go from “I can’t do this” to “I just did that!” Pay off debt. Build an emergency fund. Save for a down payment on a home. Invest for your future. Watch your confidence with money grow as you reach one goal after another. TRY RAMSEY+ TO GET THE APP So, first things first. To access this app, you’ll need to be a member of Ramsey+. (SmartDollar members—you’re already good to go!) Wait, why not just the BabySteps app? Well, if you want to hit a big money goal (like paying off debt), tracking your progress is just one part. You’ve got to tackle your mindset AND your habits. That’s where Ramsey+ comes in. All three of our apps work together to help you make better choices with money every single day. All those small wins add up to BIG results in your bank account and better habits that get you to your goals faster. You also get access to: • EveryDollar – Take control of your spending so you can put more money toward your goals with our easy-to-use budgeting app. • FinancialPeace – Learn the practical know-how about saving, paying off debt, and building wealth you can start putting into practice TODAY. Not a member of Ramsey+ yet? No problem. Start your FREE TRIAL at ramseyplus.com. KEY APP FEATURES Follow our simple money plan: • Learn Dave Ramsey’s 7 Baby Steps. • Find out which Baby Step you’re on. • Work the Baby Steps to pay off debt, save for emergencies, and build wealth. Track your debt payments using the debt snowball method: • Discover the date you’ll be totally debt-free. • Pay off one debt at a time, smallest to largest. • Find out how much faster you can be debt-free by adding extra money to your monthly payments. • Throw a digital snowball at your debt every time you make a payment. Boom. It feels good to hit back. Track your savings: • Get tips on how to save money faster and establish an emergency fund. • Flip some digital coins into your piggy bank. Literally. • Watch your savings account grow—along with your motivation. Watch in-app coaching from finance experts: • Dave Ramsey lays out the facts about debt and saving. • Rachel Cruze gives budgeting tips to reach your goals faster. • Chris Hogan shows you why an emergency fund is a must-have. • Ken Coleman dishes out career advice that works at every Baby Step. Take the app anywhere: • Track your progress on both desktop and mobile. • Sync with your EveryDollar budget to update your debt snowball in real time. Privacy Policy: https://policies.ramseysolutions.net/privacy-policy Terms of Use: https://policies.ramseysolutions.net/terms-of-use

Screenshots

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Reviews

From free to $130

1
Been using debt pay off and ever dollar budgeting for over 3 years. Now I cannot access my debt snowball information without subscribing to the $130 service, and my accounts no longer link in every dollar. Time to find a new tracker and where I’ll have to input the information all over again. Disappointed in a person who values smart financial decisions deciding to charge so much for an app to help people who are already in debt. Losing interest in this organization altogether since it appears they’re just in it for the money.
By Rechelle

Decent app, but often have to log back in

4
Decent app, but the app seems to log me out often. I’ll be previously logged in, but when I relaunch app it will ask for credentials again. The every dollar app doesn’t seem to have this issue.
By Celeb0rnz

Purchase options

3
Would be nice to be able to pay $X for just this app vs having to pay $129 for Ramsey+ In fairness, I didn’t get to try the app since I’m not subscribed to Ramsey+ so I’m not sure how it operates.
By RoxPox90

Extremely basic

2
After hearing about this app on the Dave Ramsey show, I expected more. There’s no way to model scenarios or show how a bonus will impact your baby steps. I do like the integration with the budgeting app.
By HLCLaR

Too much $

1
I love the every dollar app, and would love to use this one as well, but it is disappointing that it is 129.99 a year, when all I need is a really good app to help me pay off debt and track it and be excited! I loved the idea of the snow all affect and I feel so much more in control with debt, but this app is way too much for something to help you track and be excited about getting rid of debt...
By ilikechips

Too much money

1
The $129 is out of control. When 98% of your client base is people trying to pay down debt and be fiscally responsible, yet you want to charge $129 a year? At least give an option of different payment plans, maybe monthly subscription that gives us a chance to cancel earlier. I would be glad to may a small fee to use just this app every month. This is the only thing I need from DR. The app needs a lot of work as is anyways. Dont be tempted to waste your money. Put the $129 towards debt instead!
By viviunion

Great way to not get lost in your debt but have 1 suggestion.

4
I think it would be really useful if the baby steps app provided notifications to us during the week to remind us where our debt is in what is the top priority date without opening the app. I open the app about every two weeks because that’s when I get paid. Most apps do use notifications to keep the user aware of what’s going on. And for those that don’t want to notifications you can simply disable them in settings for the given certain app. Just my two cents, great app overall!
By Cycleash

Unlink in every dollar!

2
Please make it optional to link to every dollar! I’m making extra loan payments that don’t come from my income and auto populating the debt is messing up my budget in every dollar.
By mel.bee2

Excited for tomorrow

5
I can relate to most things within the Dave Ramsey message. I guess for a lot of the naysayers they’ve never visited quite as hard of a rock bottom as they potentially could. Everything within all the apps isn’t perfect. Neither are we humans. We make it work with want to and a smile. I’m very happy with everything Dave and team have and continue to put together for us all. Happy with all functions of the app
By MT Rednek $ saver

Great app but...

2
I really enjoyed this app until my free trial ended. It made me excited about paying my debt off and moving on in my debt free journey. I also enjoyed having an app instead of a spreadsheet but I guess I’m back to the spreadsheets. $129 a year is not worth it maybe a flat purchase price, that is reasonable, would be nice.
By klew_04041031

Comments

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