By The Lampo Group Incorporated
Been using debt pay off and ever dollar budgeting for over 3 years. Now I cannot access my debt snowball information without subscribing to the $130 service, and my accounts no longer link in every dollar. Time to find a new tracker and where I’ll have to input the information all over again. Disappointed in a person who values smart financial decisions deciding to charge so much for an app to help people who are already in debt. Losing interest in this organization altogether since it appears they’re just in it for the money.
Decent app, but the app seems to log me out often. I’ll be previously logged in, but when I relaunch app it will ask for credentials again. The every dollar app doesn’t seem to have this issue.
Would be nice to be able to pay $X for just this app vs having to pay $129 for Ramsey+ In fairness, I didn’t get to try the app since I’m not subscribed to Ramsey+ so I’m not sure how it operates.
After hearing about this app on the Dave Ramsey show, I expected more. There’s no way to model scenarios or show how a bonus will impact your baby steps. I do like the integration with the budgeting app.
I love the every dollar app, and would love to use this one as well, but it is disappointing that it is 129.99 a year, when all I need is a really good app to help me pay off debt and track it and be excited! I loved the idea of the snow all affect and I feel so much more in control with debt, but this app is way too much for something to help you track and be excited about getting rid of debt...
The $129 is out of control. When 98% of your client base is people trying to pay down debt and be fiscally responsible, yet you want to charge $129 a year? At least give an option of different payment plans, maybe monthly subscription that gives us a chance to cancel earlier. I would be glad to may a small fee to use just this app every month. This is the only thing I need from DR. The app needs a lot of work as is anyways. Dont be tempted to waste your money. Put the $129 towards debt instead!
I think it would be really useful if the baby steps app provided notifications to us during the week to remind us where our debt is in what is the top priority date without opening the app. I open the app about every two weeks because that’s when I get paid. Most apps do use notifications to keep the user aware of what’s going on. And for those that don’t want to notifications you can simply disable them in settings for the given certain app. Just my two cents, great app overall!
Please make it optional to link to every dollar! I’m making extra loan payments that don’t come from my income and auto populating the debt is messing up my budget in every dollar.
I can relate to most things within the Dave Ramsey message. I guess for a lot of the naysayers they’ve never visited quite as hard of a rock bottom as they potentially could. Everything within all the apps isn’t perfect. Neither are we humans. We make it work with want to and a smile. I’m very happy with everything Dave and team have and continue to put together for us all. Happy with all functions of the app
I really enjoyed this app until my free trial ended. It made me excited about paying my debt off and moving on in my debt free journey. I also enjoyed having an app instead of a spreadsheet but I guess I’m back to the spreadsheets. $129 a year is not worth it maybe a flat purchase price, that is reasonable, would be nice.