BabySteps: Hit Financial Goals

BabySteps: Hit Financial Goals

By The Lampo Group Incorporated

  • Category: Finance
  • Release Date: 2019-12-18
  • Current Version: 2021.04.06
  • Adult Rating: 4+
  • File Size: 127.96 MB
  • Developer: The Lampo Group Incorporated
  • Compatibility: iOS 10.0+
Score: 3.33
3.33
From 216 Ratings

Description

Paying off debt doesn’t have to take as long as you think! It’s time to take your money back—and the BabySteps app shows you the fastest way to do it. Got some credit cards? What about student loans or car payments? (Maybe you’ve got a little bit of everything.) Hey, that’s most people. But you don’t want to be “most people.” With the BabySteps app, you’ll track all your payments in one place and take them out one by one using the powerful debt snowball. But once those debts are history, what’s next? Your money is finally freed up to do what YOU want it to. And the BabySteps app helps you track your money for the long haul. You’ll work through Dave Ramsey’s 7 Baby Steps, the step-by-step playbook with money that’s helped millions go from “I can’t do this” to “I just did that!” Pay off debt. Build an emergency fund. Save for a down payment on a home. Invest for your future. Watch your confidence with money grow as you reach one goal after another. TRY RAMSEY+ TO GET THE APP So, first things first. To access this app, you’ll need to be a member of Ramsey+. (SmartDollar members—you’re already good to go!) Wait, why not just the BabySteps app? Well, if you want to hit a big money goal (like paying off debt), tracking your progress is just one part. You’ve got to tackle your mindset AND your habits. That’s where Ramsey+ comes in. All three of our apps work together to help you make better choices with money every single day. All those small wins add up to BIG results in your bank account and better habits that get you to your goals faster. You also get access to: • EveryDollar – Take control of your spending so you can put more money toward your goals with our easy-to-use budgeting app. • FinancialPeace – Learn the practical know-how about saving, paying off debt, and building wealth you can start putting into practice TODAY. Not a member of Ramsey+ yet? No problem. Start your FREE TRIAL at ramseyplus.com. KEY APP FEATURES Follow our simple money plan: • Learn Dave Ramsey’s 7 Baby Steps. • Find out which Baby Step you’re on. • Work the Baby Steps to pay off debt, save for emergencies, and build wealth. Track your debt payments using the debt snowball method: • Discover the date you’ll be totally debt-free. • Pay off one debt at a time, smallest to largest. • Find out how much faster you can be debt-free by adding extra money to your monthly payments. • Throw a digital snowball at your debt every time you make a payment. Boom. It feels good to hit back. Track your savings: • Get tips on how to save money faster and establish an emergency fund. • Flip some digital coins into your piggy bank. Literally. • Watch your savings account grow—along with your motivation. Watch in-app coaching from finance experts: • Dave Ramsey lays out the facts about debt and saving. • Rachel Cruze gives budgeting tips to reach your goals faster. • Chris Hogan shows you why an emergency fund is a must-have. • Ken Coleman dishes out career advice that works at every Baby Step. Take the app anywhere: • Track your progress on both desktop and mobile. • Sync with your EveryDollar budget to update your debt snowball in real time. Privacy Policy: https://policies.ramseysolutions.net/privacy-policy Terms of Use: https://policies.ramseysolutions.net/terms-of-use

Screenshots

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Reviews

Corporate Business that doesn’t actually care if you pay off debt. Ramsey is a scam.

1
$129.00 yearly for an app is ridiculous. For a man who claims to care about you and your journey is trying to get you to fork out money knowing you’re downloading the app for a reason. Not worth it, don’t give them a penny.
By jobrogizmo

🥴

1
makes 0 sense paying for a yearly subscription to use the app to help track getting out of debt when that money can go towards your debt
By geordiechloe

Don’t waste your money.

1
Purchased it and every time I try to go into the app it wants to make me purchase it again. Even when I click subscribe it says I already purchased then it gives me an error. Spent $129 on something I can’t use. Fix this problem Dave Ramsey.
By Andria5555

Lost access to this app after subscription ended

3
I have already purchased the Ramsay plus account but it’s only good for a year. I have already watched all the videos in the program so I don’t need to subscribe again. I am bummed that I no longer have access to this tracking tool since it takes longer than a year to become debt free. There should be an option to purchase this app without having to purchase access to the whole program again.
By Happy April E.

What happened…

1
This used to be a great system for paying off debt, but now it is bloated as hell… I’m essentially keeping two apps up to date for my finances. Makes no sense.
By WhtDuzitTake

I used to love it

1
But now that they have switched to Ramsey+ and denied me the access to access to BabySteps without buying the full (ridiculous price) when I already pay monthly for EveryDollar. I had to delete it, now I can’t access the amounts of debt left to pay or anything. I will have to start over. I’m going to have to find a different way to keep track of my daily expenses monthly goals and debt tracking. Might even cancel my subscription to EveryDollar as well because BabySteps was the reason I signed up forEveryDollar. Very disappointed and upset that they’re forcing their current users to fork out a ridiculous amount of money, not that it comes with 1 on 1 training or a personal financial assistant to help figure things out INDIVIDUALLY. Not watch a video and expect it will work for everyone
By truvelocity

Dave Ramsey has lost me

1
You should not yank the carpet out from under people who paid for FPU already by making the apps annual subscription only. $129 a year is crazy expensive for app usage. I don’t need the entire program over and over and there is no other option. It’s all or nothing. Just another disappointing business decision taking the shine off a great program.
By J.Blythe

American Greed at its finest

1
The app is great, I love the functionality and display. It is rather rewarding to see your debt decrease visually. However for someone who preaches to cut out everything and live on beans until you get out debt, requiring a yearly subscription of $129 is just plain greedy. I understand Dave has a business to run and apps don’t run for free, but if you already shelled out $100 to do FPU why should you then have to pay an annual fee for the use of his products. Overall disappointing news from Dave Ramsey.
By Jdwiseman09

Math is wrong

1
Double check the math in baby step 2 debt snowball and you will find it is wrong. Much worse than a pencil and paper and calculator as the numbers are garbage.
By Arazonan

Must be a paid user

1
I used to be able to use this app but now you must be a paid user. $140 is worth it but right now rice and beans don’t mix well with $140 app. Please fix this
By claudiorivera99

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