Monarch: Personal Finance App

Monarch: Personal Finance App

By Monarch Money, Inc.

  • Category: Finance
  • Release Date: 2020-11-18
  • Current Version: 1.0.145
  • Adult Rating: 4+
  • File Size: 86.79 MB
  • Developer: Monarch Money, Inc.
  • Compatibility: iOS 14.0+
Score: 4.79
From 3,054 Ratings


Monarch is a modern and refreshing way to manage money and track expenses. Our finance tracker is an all-in-one tool to help you achieve the highest level of financial control and clarity with ease. Manage money and track expenses with a custom dashboard, modified to focus on what matters most to you. Track expenses, savings and investments easily with one simplified view. Manage subscriptions or track bills with a calendar of recurring expenses. Money management is now more possible than ever with a calendar view of upcoming charges. Saving money doesn’t need to be complicated. Track personal finance goals and see how your monthly income, spending, and savings behaviors compound over time to impact your financial future. Improve your financial life with an easy and simple, all-in-one financial tool. New Features: - Manage subscriptions and bills with one calendar displaying all of your recurring charges - View a list of recurring bills and subscriptions with attributes and include them in an existing Plan Forecast or future projections - Widgets can be placed on your home screen to show things like budget or goal progress Investments: - Track investments by syncing your holdings & compare your portfolio performance to key benchmarks - Our portfolio tracker lets you analyze historical performance & chart your allocation - Integrations with Coinbase and Zillow to track crypto holdings and property value Budget Tracker: - Track spending, income, assets and your total net worth so you always have the complete picture - Easy budgeting, with a budget view that tracks your monthly progress - If you get off track, we’ll help you adjust your personal budget without feeling bad! Expense Tracking: - Track expenses and manage your personal budget with Monarch’s automatic categorization - Get alerted to changes and set up rules to recategorize future transactions - Monthly expense and income summaries allow you to view your total cash flow - View your top merchants with expense breakdowns to see where you are spending your money Custom Dashboard: - Securely connect your accounts, assets, and liabilities for an easy overview - Manage money with up-to-date balances and transactions, displayed in a simple dashboard - Track expenses in one unified list, mapped according to past spending and saving behaviors - Customizable widgets make on-the-go financial tracking easier - Streamline financial management by collaborating with a partner for a joint view of your finances Financial Goals: - Financial planner: Create a long-term financial plan and goals to stay on track - Track expenses, receive motivation and have fun progressing toward milestones - At the end of each month, apply leftover savings toward your goals - Watch your monthly income, spending and savings behaviors compound over time A Membership With You in Mind: Financial literacy and personal finance, simple and attainable. Our mission at Monarch is to help you improve your financial life. When you sign up for a Monarch membership, you get access to our roadmap portal where you can suggest and vote on the features that will help you the most. We’re here to serve you. No Ads: Monarch is not supported by advertisers. That means we will never interrupt your experience with annoying ads or try to sell you another financial product you don’t need. Private and Secure: Monarch uses bank-level security, and we never store any of your financial credentials. Our platform is read-only, so there is no way to move money around. We highly value your privacy and will never sell your personal or financial information to third parties. Take charge of your personal finance, with Monarch. -- MEMBERSHIP DETAILS Monarch is free to try for 7 days. After the trial period, the membership fee will be billed either monthly or annually, depending on which plan you select. Privacy Policy: Terms of Use:


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Best personal finance app

Makes me actually want to keep a budget. Best personal finance app
By FunDentist

Perfect Envelope Budget app

What can I say. This is truly a very well thought out app that will solve your budgeting problems should you need to use the envelope system. Yes they do charge for the app however, compared to fees charged by other financial institutions and advisers, this is a drop in the bucket. You get what you pay for in this app compared to other free ones such as Mint.
By Etherpost

Good at categorizing, tenuous bank account connection

Initially approved because it is better at categorizing purchases than other apps I’ve tried. However, over time I’ve had a lot of issues with dropped connections between the app and my various accounts. It’s then difficult to readd the accounts and when I do, there’s usually another problem or inaccurate reporting of funds.
By AjArooz

Best financial app

This is the best overall financial planning app and I’ve tried them all. Simply lovely UI that is easy to understand. Doesn’t force features on you that you don’t wanna use. The web version and app version have all the same features. It’s worth the money, absolutely best paid subscription app I have.
By edwonedwon

A now useless app that REQUIRES a subscription to even use the app at all

I used to LOVE this app, and most of it was free to use, but now you’re literally required to pay either $15 a month or $100 a year to GAIN ACCESS and use the app at all!! Absolutely ridiculous…and now useless…see ya NEVER!! :)
By gloomylimes

Takes too long to update accounts or won do it

Don’t waist your money, Some times will take a long time, and sometimes it won’t do it, if you’d like something more accurate, I don’t think this will work for you/me, is hard to manage money without having the actual numbers or havin the numbers from 4 days prior, canceling suscription….
By kaly357

Best Money App

I never write a review but I feel compelled to do so here. I tell all my family and friends about this company. I am a huge budget nerd and this is the only app and web-based platform that meets all my needs. These folks are the real deal, pay the money and simplify your life.
By MP89876

Warning!! Does not display all transactions!!

Do not rely on this app! The app may not sync properly to your bank and in my case is missing over $10,000 in transactions. It shows errors connecting to my bank but never gave me any indication of it or allow me to see the errors.
By JayPlipp

Enjoying Monarch?

Enjoying Monarch?
By mjm.00

Complicated and time consuming

It does a Lot of stuff. But I can’t get it to do what I want. I’m shure it can do the job, but I don’t have hours and hours to figure it out. I just found another app that does everything I want and nothing I don’t. And it has short video tutorials to help you along. If you have lots of time and managing money is your main hobby, this is probably the app for you. The rest of us want to manage our money well, but have other interests that occupy the majority of our time.
By Markcross1000

More by Monarch Money, Inc.

Monarch: Personal Finance App

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