Copilot: The Smart Money App

Copilot: The Smart Money App

Copilot: The Smart Money App

By Copilot Money, Inc.

  • Category: Finance
  • Release Date: 2019-08-19
  • Current Version: 1.34.2
  • Adult Rating: 4+
  • File Size: 67.66 MB
  • Developer: Copilot Money, Inc.
  • Compatibility: iOS 12.0+
Score: 4.8
From 1,744 Ratings


Featured by Apple in January of 2021: "With elegant graphs and an interface that’s a genuine joy to use, Copilot helps you visualize exactly where your money is going; its smart algorithms, driven by machine learning, are especially adept at automatically categorizing transactions. Neat trick: The app scours your transactions to uncover recurring charges you might be overlooking." KEY FEATURES - Automatic tracking and categorization of your spending - Automatic tracking of your investments - Automatic tracking of your recurring expenses - Best-in-class iOS 14 widgets - Unlimited custom categories - Dark mode - No ads, 100% private - Support for Venmo, Coinbase, Apple Card Statements, Capital One, and 10,000+ other institutions Copilot is a beautifully designed home for your finances. It automatically tracks your accounts and helps you navigate your finances throughout the month. It also finds and tracks your subscriptions and bills, notifies you when you get paid, and shows you an end-of-month summary that accurately reflects where your money went and how your net worth changed. On Copilot everything is customizable, and you can easily train it to better understand your finances. You can also connect your investment accounts to see your holdings and balances alongside the rest of your accounts. Do you want to share your Copilot account with a partner? No problem! The app can run on multiple devices at the same time. Copilot is a subscription app. Our yearly subscription ends up being roughly $5.80 per month, $69.99 per year. This allows us to provide a personalized and secure experience and gives you full, unlimited access to the app– no hidden fees, gated features, or ads. Our goal is to build a home for your finances where your satisfaction with the product is the only thing that matters. Read our reviews! ► The future of personal finance Copilot uses machine learning to deliver powerful, hyper-personalized insights that help you effortlessly understand and manage how you spend, save, and invest your money. Transactions are organized automatically so they’re as easy to search, sort, and filter as your email inbox. The app uses crowdsourced feedback and machine learning to continuously improve the experience for everyone who uses it. ► All your accounts, in one place Copilot keeps track of all your bank, credit, and investment accounts so you don’t have to– just link them once and we’ll take care of the rest. Do you have an Apple Card? You can import your statements directly from the Wallet app. You’ll receive daily and monthly account summaries for peace of mind and get notified if anything needs your attention. ► Tailor-made budgets without the headache Copilot creates realistic budgets for you based on your actual spending habits and expenses to help keep your spending on track. Recurring bills and subscriptions are automatically detected and included in your budgets, so there’s never any guesswork or end-of-month surprises. You can turn on Budget Rollovers to easily track spending across multiple months. ► With Copilot, you’re in the driver’s seat Choose exactly which notifications you want to receive. Create custom budget categories and name them whatever you want (emojis included). Switch from light to dark mode. The app is designed to adapt to your behavior and preferences over time, and any adjustments you want to make are a simple swipe or tap away. ► Private and safe, as it should be Copilot protects your information with bank-level security and has read-only access from your financial institutions. We treat your personal data like we’d want ours to be treated, which means never selling or sharing it with third parties. Ever. Copilot currently works with US financial institutions only. Learn more at Terms of Service: Privacy Policy:


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The Best Idea Ever

Have you ever felt annoyed that even the green color in your excel tracker bugged you? This app took away all that pain and hassle of organizing transactions to understand and review future in mere minutes!! I love it and recommend to every single person that wishes to have a dashboard showing how and where you spend your money each month. Congratulations for the funding and hope to stay growing with this app !! Cheers !!
By MeetSheth

Great so far...

Great UI and financial integration. Information is clear and straighten point, I’ll give it two more stars if I could see the same information on my iPad. As are moving towards tablets being our main computing devices seeing all this information on a bigger screen with more data would be wonderful.
By SohnM

Works well but too expensive

They raised the price from $2.99 to $5.99. $72/year is simply too much. Nice app and the demo mode is neat but going to have to pass. Also, it auto sorts a ton of transactions wrong so you’ll need to create a bunch hold rules to get it properly setup
By NoneyaApple

A bit confusing/couldn’t add all my accounts

I couldn’t add all my accounts! Example: Capitol one, M1finance, Bridgecrest A couple of credit unions. What’s the point of this app!! If it can’t link all my accounts. Why switch? Very expensive over other apps.
By unfortunate.cookie

The best budgeting app

Best interface, interactions, visual flair and organization of tools and info. Have used them all but am happily settling down with Copilot. One minor suggestion would be to add button bounds and clearer tap targets for the bottom of page options that pop up (for example, when categorizing payments). Other than that, best of the best.
By PooterPotamus

Extremely perfect app keeps getting better

The bar for personal finance apps is on the floor but Copilot is so good and easy to use that it makes me want to check and stick to my budgets. I know exactly where my money is going and feel totally in control of my finances. Only wishlist item is for yearly budgets as well as monthly.
By sam675382

I love it but it doesn’t work for me (Plaid)

I love the user interface I love everything about it... the 3 stars aren’t even their fault but plaid has problems with 3 out of 4 banks/ cards I have. They either don’t show up, freezes, or has issues(Charles Schwab). So I would need to input all transactions manually.
By northchair


I don't even know where to start, so much so that I feel the developers were reading my mind when designing this app. This is the ULTIMATE. Top notch. I highly recommend it! HIGHLY! YES, I MEAN IT, HIGHLY RECOMMEND!
By Team224

Great usability, a budgeting app I actually want to use

Budgeting apps should make my life easier, not harder. I've tried every app out there and this was the only one I would consistently monitor. A budgeting app doesn't work if you don't use it 😛 Love the simplicity, great usability, ease of creating budgets, editing them, excluding transactions, etc. I wish it were a little better at recognizing my recurring Venmo transactions as my rent, as well as some other subscriptions. If that were fixed, it would be 💯
By ytireadn

Best Finance Tracker

I love this as a finance tracker. The UI makes it easy to categorize transactions with simple rules and with few clicks vs. other finance apps like Mint or Personal Capital. The sync with Plaid is very seamless as well. The charts are really easy to understand and I love how easy it is to add categories in a clean and easy way. I’m glad I’ve found Copilot after years of searching for something like this.
By Sherwin Li


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Copilot: The Smart Money App

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