Zirtue: Lend & Borrow Money

Zirtue: Lend & Borrow Money

Zirtue: Lend & Borrow Money

By Zirtue, LLC

  • Category: Finance
  • Release Date: 2018-10-18
  • Current Version: 4.1.23
  • Adult Rating: 4+
  • File Size: 44.09 MB
  • Developer: Zirtue, LLC
  • Compatibility: iOS 10.0+
Score: 4.55
From 607 Ratings


Zirtue is a relationship-based lending application that simplifies and manages loans made between friends, family and trusted relationships with automatic ACH loan payments. We get it. You need to loan money to friends and family with confidence. Zirtue allows you to get paid back with automatic monthly (ACH) loan payments from the Borrowers bank account to your bank account. Zirtue automates and simplifies the repayment process, so you can focus on your relationships. We've all either loaned to or borrowed money from our friends and family with reasonable expectations that everything will go smooth. The reality is usually something different, unexpected or just awkward. YOUR FRIENDS | YOUR MONEY | YOUR TERMS | AUTOMATED MONTHLY PAYMENTS LEND & BORROW MONEY Within minutes you can lend or borrow money with friends and family on your terms. - Borrow money from friends and family - Loan money to friends and family - Digital agreement on loan terms - Automatic monthly loan payments - Payment notifications and reminders - Easy messaging and personal notes - Personal Dashboard to track your loans RELATIONSHIP BASED LENDING Zirtue is a private secure lending app that allows you to leverage your personal relationships instead of your personal credit score to lend and borrow money. TRACK & MANAGE Easily track and manage your loan activity using your private dashboard to view all loan activity and message lenders and borrowers. Set automatic deductions to make repayment friendly, easy and without having to think about it. SIMPLY SAFE & SECURE Zirtue simplifies loans between friends and family. We're serious about security and use cutting-edge technology to ensure your personal information is fully encrypted and securely stored. SUBSCRIPTION BASED OPTIONS FOR BORROWERS Zirtue is always free for Lenders. With a 7-Day Free Trial for Borrowers, Zirtue offers its Software-as-a-Service on a monthly basis ("Subscription Cost") monthly ($5.95), quarterly ($15.95), annually ($49.95) basis subject to auto-renewal. Borrowers can cancel your subscription anytime and all current loans will continue with no service interruption. We're always listening so please continue to send us comments or suggestions to getintouch@zirtue.com or visit our Terms of Use at https://zirtue.com/legal.html


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So far so good

I just downloaded the app to cover the situation of having to lend money to a friend in the future. I reached out to customer service email to ask a couple additional questions that I was curious about and got a response within a few minutes. That is excellent! I also like that they go through Plaid for bank information keep my account secure. I’ll update this review when it’s time for me to lend some money
By The great manny


Fast and reliable
By dannytino

Not ready for prime time

It took me and a friend much too long to successfully do a loan on here they didn’t respond to multiple requests for help. First, they try to verify bank accounts with Plaid, which is currently not working for my major US bank. Plaid had to help me figure out a workaround, Zirtue didn’t respond to my questions. Then when I tried to accept her loan request, I kept getting the same generic error that didn’t make sense. All in all, I emailed them 3 times, got 0 answers, and it took 5 days to get the bank accounts linked (1 day) and get the loan made (4 days). Meanwhile the car my friend was trying to buy got sold to someone else. They emailed today asking me to review the app but there was no link in the “Review the app” text and no other link to review it. That’s really the app in a nutshell. That made me annoyed enough to open the App Store and leave a review. Potential but expect it might be messy. Not ready for prime time—and if they answered emails I would be a lot less irritated by that.
By Cthulhuchick

Only if you have a supportive family or friends

Don’t waste your time downloading this app unless you have people who you can borrow from in your contacts
By britbrat887

Not so much your own terms

Can’t set repayment to earlier than 3 months. Doesn’t allow entering repayment amount for one time. It set .34 cents as interest on its own. Doesn’t show you all of the borrowing steps without a trial subscription. Should hide a lender’s info to “others”.
By Lady925

So great

By JJRedmam

App takes money and suspends accounts

Do not use this app , suspends users for no reason and still takes money .... also gives no reason on what type of suspicious activity is happening !!! Update They only have one email to contact. I will be filing a lawsuit. It’s a scam.
By To fiy

Wouldn’t let me past address screen

When I get to the “Please enter your mailing address for verification” screen, nothing happens. My address isn’t recognized and anything I put in the field does nothing. I only get the message “Oops, please select address from address list.” No list pops up for anything I type in.
By Nikkorz


I signed up processed a loan to my daughter the funds were deducted 1,000 than Zirtue canceled account and my daughter never received the money. BEWARE - I’ve emailed and text virtue with no response this could be a scam. Zirtue please reply.
By PK scottsdale

Cancel subscription

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By aleishabitch


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