FERS+CSRS Retirement Estimator

FERS+CSRS Retirement Estimator

FERS+CSRS Retirement Estimator

By ISD Consulting, Inc

  • Category: Finance
  • Release Date: 2016-06-11
  • Current Version: 1.70
  • Adult Rating: 4+
  • File Size: 6.86 MB
  • Developer: ISD Consulting, Inc
  • Compatibility: iOS 8.0+
Score: 4.74
From 743 Ratings


FERS+CSRS is a visual retirement estimator for US Federal Employees. Free Annuity estimates for both FERS and CSRS employees with an optional upgrade for additional features. See your income over the next 50 years in a colorful, easy to understand graph. Play with different retirement dates to see how your income is affected. You may be surprised – one user discovered she could afford to retire two years earlier than expected. FERS+CSRS is a valuable tool to help you plan your retirement. 3 EASY STEPS • Enter your age & employment info • Enter your salary • Choose your retirement date POWERFUL TOOL • We calculate your earliest possible retirement date • The graph shows your income by year for the next 50 years • Identify low-income years BEFORE they happen • Supports Law Enforcement, Air Traffic Controllers, Firefighters UPGRADE FOR A MORE ESTIMATES • Support for Voluntary Early Retirement (VERA) • Support for Postponed and Phased Retirement • Survivor Benefit estimate • COLA (Cost of Living Adjustment) estimates • Social Security estimates that automatically adjust depending on your start date • TSP contribution, growth and withdrawal estimates • FERS Annuity Supplement estimate • Other income from other savings, rental income or your next career We would love to hear your questions and feedback. Contact us through the link on the Resources screen. DISCLAIMER FERS+CSRS is a valuable tool for do-it-yourself planning. We highly recommend you seek professional guidance and education. Estimates are no guarantee of retirement eligibility or income. FERS+CSRS is not affiliated with any government agency.


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Very easy to use app for Feds!

Wow I had everything ready in less than ten minutes. I was using the modeling function in 15. The upgraded features were definitely well worth it. Excellent graphics that were very easy to understand.
By Navarro214

Great Estimator!

No negatives. Try it you’ll be happy
By shellback1980

Simple Retirement Estimator

Really great little estimator, I would give it a 90. It would be a hindered if it had a expense budget side.
By M Bruce Mueller

Prorate for part time

I’d love if the program could factor in a part-time schedule, but I know I used, post maternity leave. Currently the program over estimates my retirement because I cannot factor in the five-year period which I worked a part-time schedule.Otherwise the program is great. If it had that extra future, which seems like a nightmare to include, I would rate it a five!!
By FB mobile momma

Paid version is really affordable and nice

Very well designed. Easy to use. Very well thought out. Seems to be accurate when compared with other calculators. Nice to have all in one place. Might be better if outside investments could be entered. TSP is not very good savings place. Have been taking distributions since 59 1/2 and getting much better returns! I just put those numbers in TSP area and it works out. Highly recommended.
By Gizmo's dad

Great for FERS employees and very helpful!

This app easily and accurately gives a great description of how much one can expect to have in retirement. It requires some inputs of your own situational numbers, but once plugged it shows you your future financial picture.
By Bggriff

At My Fingertips

Sure I could use GRB to look at the same information. But I like having my numbers at my fingertips and not having to pull out my laptop. Especially helpful when I’m meeting with my financial advisor.
By LittlePixie44

Improvements would help

I wish categories would let you specify a % drawdown and show you when you’d run out of money like it treats the tsp.
By mmf3094

Numbers don’t match

In fact, they are way off. Annual income is estimated at twice what it should be. Numbers I enter are changed. For example, I entered the FERS supplement in app, but the app chose to add several thousand to the number without any explanation.
By CyberLouis

Not Bad, But Missing Some Important Features

Just entered all pertinent data in the app and noticed a couple of areas that it won’t help with. This app provides a very good snapshot of income at a given time; however, it doesn’t provide a means to understand how long a certain income can be sustained. It would be great to see the other income sources (can be included in snapshot analysis via paid upgrade) reduced over time, even if just from simple growth and withdrawal algorithms. Also would be nice to see a few other improvements. List of possibilities include: years AND months for when a certain income starts, monthly income in addition to yearly income, and income shown per tax year vice age only. These should allow for a better planning tool vice a snapshot in time. BTW the app does a GREAT job of estimating FERS annuity income and that is appreciated.
By Know Namme


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ISD Consulting, Inc