YNAB (You Need A Budget)

YNAB (You Need A Budget)

YNAB (You Need A Budget)

By You Need A Budget LLC

  • Category: Finance
  • Release Date: 2015-10-20
  • Current Version: 2.13.3
  • Adult Rating: 4+
  • File Size: 67.28 MB
  • Developer: You Need A Budget LLC
  • Compatibility: iOS 12.0+
Score: 4.82
From 27,010 Ratings


YNAB—Budget, Personal Finance, Expense Tracker YNAB will help you break the paycheck to paycheck cycle, get out of debt, and save more money. On average, new users save $600 in the first two months, and more than $6,000 in the first year. Try it free for 30 days. Key Features: Bank Synching—Easily connect all your accounts in one place. On the Go— Realtime access to all your data makes it simple to share finances with a partner. Debt Paydown—The tools and teaching you need to help you get out of debt for good. Goal Tracking—Set and track goals to reach them faster. Reporting—Detailed, visual spending and trend reports help you measure progress and improve. Personal Support—Our friendly support team is available around the clock via email, live chat in the app, and offer 100+ free, live workshops every week. Customer Testimonials: “YNAB is the first budgeting app I’ve ever used, stuck with, and that has made sense. Absolutely love it!” -- @brennandunn “I never, ever, ever thought I’d see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!” -- @taber “3 years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!” -- @HancinGaming “I just don’t know what I’d do without YNAB. I’ve never been so financially aware in my life.” -- @janejoneslives “I’ve been using YNAB for over 2 years, and in 23 days my fiance and I will be paying for our wedding without any loans because of YNAB. Thank you!” -- @Thai_Jonny You’ve Never Budgeted Like This Before YNAB is unlike any personal finance app, expense tracker, or money management system you’ve tried before—because it works. The powerful combination of award-winning apps and a proven method—YNAB’s Four Rules—has changed the lives of hundreds of thousands of people by teaching them to get control of their finances, stop stressing, and live the life they want to live. A Proven Method—YNAB’s Four Rules Rule One: Give Every Dollar A Job | Be intentional about what you want your money to do before you spend it. Rule Two: Embrace Your True Expenses | Break up larger, less frequent expenses into smaller, manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job. Rule Three: Roll With The Punches | When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they’re guilt-free, realistic, and sustainable. Rule Four: Age Your Money | As you repeat the first three rules, you’ll increase the time between earning a dollar and the moment you need to spend it. When your money is at least a month old, you’ll have finally broken the paycheck to paycheck cycle for good. Free for 30 Days, Then an Annual Subscription Subscription Details - YNAB is a one-year auto-renewable subscription, billed annually. - Payment will be charged to iTunes Account at confirmation of purchase. - Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. - Account will be charged for renewal within 24-hours prior to the end of the current period. - Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase. - Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. Terms of Use: https://www.youneedabudget.com/terms/?isolated Privacy Policy: https://www.youneedabudget.com/privacy-policy/?isolated


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Best Budgeting App for Adults & Teenagers

I have been using and recommending this app for almost 3 years now. I recommend it to folks ALL of the time and my son uses it. Until this app, I really struggled to project my budgeting needs in the future and to be able to see my money, how It was either helping or hindering my stated goals, and how I could move it around to get back on track. The developers have made many wonderful improvements since the first beta for both the online website and the app, which are easy to navigate. I’m sure I am not using it to its full potential because it keeps improving with time. All in all, this is one of the few truly useful, well-designed and simple money tools on the market right now.
By Episteme

Best budgeting app ever!

This app has seriously changed my families financial future. We’ve paid off $70k in debt and no longer live paycheck to paycheck. The app is worth every penny!
By Keenin

YNAB did a great job

This app is designed to be straightforward and easy to use. If you are familiar with the website version, the app will feel right at home for you. It does all aspects well except that you can not create/edit goals or also categories. That is fine with me because I like to handle that kind of stuff on the website. The main advantage of using the app on the phone seems to be entering transactions which it does very well. Great job to the YNAB developers!
By Hoot Owl Homeschool

Could be better

Program integration among computer and hand-helds works great, but their philosophy of not allowing you to go over budget (ever, for any category) makes the program clumsy. I’m a CPA and find this feature to be juvenile.
By Fully informed

Just the best.

YNAB is life changing. Lives up to the hype if you utilize it.
By allthrnamesaretakenColleen

Hated budgeting -> Now OBSESSED!

I love this app. I recently just quit my job and needed to strap our finances down. Not only did the app help me set financial goals, I realized we weren’t doing so bad after all. I haven’t regretted quitting me job and I know have a timeline of how we will reach our financial goals. Get this!!
By KF🦊

Love the App, but...

Great app, made by a developer focused on their customers. Easy to use yet still deep. The company puts their philosophy to budgeting and saving in action through the app. My only complaint is I’d love to see their super helpful and detailed Reports feature that exists on their website also be recreated in full on iOS (or, at the very least, in the iPadOS version of YNAB). I think not having a more fleshed out version of their insanely useful Reports feature on iOS/iPadOS is a huge missed opportunity and is the reason I’m giving YNAB four stars instead of five.
By Arch "Unk" Stanton

Bait and switch

Makes you create an account, but then you have to subscribe to proceed. Stop acting free when there is nothing free about it. Show your fees upfront so you don’t waste my time.
By Steggyz

Best budget App!

YNAB has really helped me track my expenses, save for future expenses and plan for the future, in general. Got me off the living from paycheck to paycheck routine too!
By Conure Ron


I will say SIGN UP NOW. YNAB had changed my life. I’ve saved so much money and feel way more confident with my finances. I’m 28 and I’m worth $80K largely thanks to YNAB’s approach. Watch all the videos on YouTube- it’ll help you learn the method! As for the app, I do wish for a bit more functionality. If you have a lot of categories as I do, it looks a bit clunky. I wish you could collapse the categories instead of just having the option to pin. It’s getting there!
By GotCelloSkills


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