I have been using and recommending this app for almost 3 years now. I recommend it to folks ALL of the time and my son uses it. Until this app, I really struggled to project my budgeting needs in the future and to be able to see my money, how It was either helping or hindering my stated goals, and how I could move it around to get back on track. The developers have made many wonderful improvements since the first beta for both the online website and the app, which are easy to navigate. I’m sure I am not using it to its full potential because it keeps improving with time. All in all, this is one of the few truly useful, well-designed and simple money tools on the market right now.
This app has seriously changed my families financial future. We’ve paid off $70k in debt and no longer live paycheck to paycheck. The app is worth every penny!
This app is designed to be straightforward and easy to use. If you are familiar with the website version, the app will feel right at home for you. It does all aspects well except that you can not create/edit goals or also categories. That is fine with me because I like to handle that kind of stuff on the website. The main advantage of using the app on the phone seems to be entering transactions which it does very well. Great job to the YNAB developers!
Program integration among computer and hand-helds works great, but their philosophy of not allowing you to go over budget (ever, for any category) makes the program clumsy. I’m a CPA and find this feature to be juvenile.
YNAB is life changing. Lives up to the hype if you utilize it.
I love this app. I recently just quit my job and needed to strap our finances down. Not only did the app help me set financial goals, I realized we weren’t doing so bad after all. I haven’t regretted quitting me job and I know have a timeline of how we will reach our financial goals. Get this!!
Great app, made by a developer focused on their customers. Easy to use yet still deep. The company puts their philosophy to budgeting and saving in action through the app. My only complaint is I’d love to see their super helpful and detailed Reports feature that exists on their website also be recreated in full on iOS (or, at the very least, in the iPadOS version of YNAB). I think not having a more fleshed out version of their insanely useful Reports feature on iOS/iPadOS is a huge missed opportunity and is the reason I’m giving YNAB four stars instead of five.
Makes you create an account, but then you have to subscribe to proceed. Stop acting free when there is nothing free about it. Show your fees upfront so you don’t waste my time.
YNAB has really helped me track my expenses, save for future expenses and plan for the future, in general. Got me off the living from paycheck to paycheck routine too!
I will say SIGN UP NOW. YNAB had changed my life. I’ve saved so much money and feel way more confident with my finances. I’m 28 and I’m worth $80K largely thanks to YNAB’s approach. Watch all the videos on YouTube- it’ll help you learn the method! As for the app, I do wish for a bit more functionality. If you have a lot of categories as I do, it looks a bit clunky. I wish you could collapse the categories instead of just having the option to pin. It’s getting there!