YNAB (You Need A Budget)

YNAB (You Need A Budget)

YNAB (You Need A Budget)

By You Need A Budget LLC

  • Category: Finance
  • Release Date: 2015-10-20
  • Current Version: 2.15.1
  • Adult Rating: 4+
  • File Size: 52.90 MB
  • Developer: You Need A Budget LLC
  • Compatibility: iOS 12.0+
Score: 4.83
From 30,388 Ratings


YNAB—Budget, Personal Finance, Expense Tracker YNAB will help you break the paycheck to paycheck cycle, get out of debt, and save more money. On average, new users save $600 in the first two months, and more than $6,000 in the first year. Try it free for 30 days. Key Features: Bank Synching—Easily connect all your accounts in one place. On the Go— Realtime access to all your data makes it simple to share finances with a partner. Debt Paydown—The tools and teaching you need to help you get out of debt for good. Goal Tracking—Set and track goals to reach them faster. Reporting—Detailed, visual spending and trend reports help you measure progress and improve. Personal Support—Our friendly support team is available around the clock via email, live chat in the app, and offer 100+ free, live workshops every week. Customer Testimonials: “YNAB is the first budgeting app I’ve ever used, stuck with, and that has made sense. Absolutely love it!” -- @brennandunn “I never, ever, ever thought I’d see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!” -- @taber “3 years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!” -- @HancinGaming “I just don’t know what I’d do without YNAB. I’ve never been so financially aware in my life.” -- @janejoneslives “I’ve been using YNAB for over 2 years, and in 23 days my fiance and I will be paying for our wedding without any loans because of YNAB. Thank you!” -- @Thai_Jonny You’ve Never Budgeted Like This Before YNAB is unlike any personal finance app, expense tracker, or money management system you’ve tried before—because it works. The powerful combination of award-winning apps and a proven method—YNAB’s Four Rules—has changed the lives of hundreds of thousands of people by teaching them to get control of their finances, stop stressing, and live the life they want to live. A Proven Method—YNAB’s Four Rules Rule One: Give Every Dollar A Job | Be intentional about what you want your money to do before you spend it. Rule Two: Embrace Your True Expenses | Break up larger, less frequent expenses into smaller, manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job. Rule Three: Roll With The Punches | When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they’re guilt-free, realistic, and sustainable. Rule Four: Age Your Money | As you repeat the first three rules, you’ll increase the time between earning a dollar and the moment you need to spend it. When your money is at least a month old, you’ll have finally broken the paycheck to paycheck cycle for good. Free for 30 Days, Then an Annual Subscription Subscription Details - YNAB is a one-year auto-renewable subscription, billed annually. - Payment will be charged to iTunes Account at confirmation of purchase. - Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. - Account will be charged for renewal within 24-hours prior to the end of the current period. - Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase. - Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. Terms of Use: https://www.youneedabudget.com/terms/?isolated Privacy Policy: https://www.youneedabudget.com/privacy-policy/?isolated


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Game Changer!!

This app has totally transformed my financial life! I was able to pay off a ton of debt and now have enough in savings to cover two months of living expenses for my family. I would HIGHLY recommend this app to everyone who’s been procrastinating on starting to budget. Start the free trial today and watch how easy it is to get your finances in order!
By LuciaCgonzales

Finally Excited About Money

What sold me onto this app was my friend telling me that they dont sell your financial information. Apps like mint are free but will use your data as a commodity. This app costs money but its to protect your information and fund the people that keep this app in top shape. My friend also told me this is the only budgeting system that actually stuck with him. I’m really excited about this app. It feels like more than an app it feels like a community. YNAB has youtube videos, podcast, workshops, and an online following of people that share their own methods of using the app. They have customer service that can help with almost anything and they respond fairly quickly. I love the layout and the way it works. I also like the money philosophy they share. Overspend without guilt, use credit wisely, be completely aware of what you're capable of buying and what are your costs, and reach your goals! I feels blessed that people care enough about the finances of people in debt and people living paycheck to paycheck. This app is worth trying out. At first it was really confusing and unappealing but after following some easy step by step guides, I feel a lot more enlightened and more in control of my money. One more thing I should add, everything made a lot more sense when I started using the web app on my computer. It’s much easier to look at and organize on there. I use my computer to do most of the work and my phone app is for keeping up and maintaining.
By MunchyCookies

Very Happy

I was looking for a way to budget our money easily and in a way that was organized. This has definitely helped us spend our money in smart ways and save more than we were before!
By michaelalauree

Changed my financial life!

YNAB has completely changed my financial life—how I feel about money and my ability to save, how I track my money, how I talk about money with my fiancé, etc. I now am always really excited to have new transactions come in for me to categorize, and I love payday not because I get more money (though I do enjoy that), but because I get to budget it! I convinced my friend to try it and now she’s as obsessed as I am and now she uses is it for her personal accounts and for her business, and she got her husband to start using it. I’m spreading the YNAB gospel!
By kirs1019

Life Changing

A fun and easy way to really understand how much money you can and want to spend
By top10punkies

Love this app!!

YNAB is no joke! We started this month with $400 in the bank and will end it with $2400 AND 4 debts paid off thanks to this app and the support! The free training courses on zoom are live courses with responses to your questions from a real person. If you’re serious about helping yourself financially, this app will pay for itself within 1 month.
By Ilovepie32

Good product

I use this daily. Love it. Best budgeting app hands down.
By rogwalter


YNAB has completely changed my financial situation. Not only is the budgeting program and app sleek, easy to use, and visually appealing, their website and blog has tons of helpful videos, trainings, posts, lists, etc. ANY financial goal you have - YNAB will get you there. My husband and I are well on our way to paying off our student loan debt - and all our other debt too!
By RCarYaHar

No iOS 14 widgets for iPhone 7?

Where are the widgets? I don't see them as an option?
By AshG93

One of the few things in life that lives up to the hype

This is one of the few services I’ve used that lives up to the hype. Strongly recommend.
By Reviewer483830


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