I’ve struggled with budgeting applications before. I’ve tried all the major ones and even a few open source apps for money management. YNAB hits it out of the park! I’ve been using YNAB for 8 months now, and I am absolutely in love with it! It was like finding myself soulmate... well maybe that’s a bit extreme, but I would absolutely recommend the average money spender (that’s you) to give YNAB a shot. I have recommended it to all of my friends and family because it takes the headache out of managing your budget and building your net worth. After their 34 day free trial, it was a no-brainer to sign up and pay the membership to keep using it. In my mind, the cost of membership is well worth not having the budgeting headaches I was facing every month. I’ve watched my age of money climb higher and higher over the last 8 months, and a big part of me being able to achieve this was thanks to YNAB. The support documentation is fantastic. The chat support is outstanding. This company cares more about its customers than making a profit. That is crystal clear to me. Nothing else competes. Do yourself a favor and try out YNAB.
Always disconnects from my provider and does not update daily transactions. Most times won’t connect to the bank.
I love the app and how it works. It’s been by far the best app I’ve found for my finances, but my love for it strengthens my frustration with the connections. I understand this is a separate service but why is there no good way to connect your accounts anywhere? Sure, they use separate security protocols and whatnot but it’s maddening to have to reconnect accounts every other day.
Compared to a year ago the functionality has suffered greatly. Syncing accounts takes multiple tries. It works, which is an improvement over broken but now when syncing with my credit union I get the glib message: “You won’t be waiting forever—but sometimes 5 or 10 minutes feels that way”. 5 or 10 minutes? To get my overnight transactions? Sounds like they gave up and are lowering expectations, but not the subscription cost.
I have had this app since 2019. I have loved this app. It's everything I need and has helped me stay on top of my budget and get further in our finances. Recently, the app has not been able to connect to my bank since July 2020 and I have done what the app has suggested to help reconnect, but it seems like their suggestions don't do anything. Others using this app have reviewed the connection issue a problem as well. I feel like this is an app problem or bank connection. It would be nice if the app company would give their users a heads up and what they're doing to fix it. Because I feel like we're getting ignored, yet I've paid money for this app which helps fund your company. If this persists, this app is not worth the $80/year.
I tell everyone about it. Absolutely love it. It changed our financial life this past year. Get it!
I really love this app. For $85 per year, or $7ish a month, this is totally worth it. I spend $10 on spotify because I like music. I think $7 to manage finances is well worth the cost. The app is very well done and easy to use. This may be the most useful app I have ever used.
I have been using YNAB over five years. Not ounce have I thought about using another. It takes some getting use to. But it feels like when you evolve it evolves with you, never complicating much as you grow. You get back what you put into if for sure. This helped me out of debt and in my marriage. This should be taught in our schools and our kids should graduate high school with this app ready to tackle the future. Lastly, their customer service is hands the best. The key is communication. The person you speak to IS working on the issue and the buck doesn’t get passed unless it absolutely has to. Thank you YNAB.
Fun & Easy Budgeting Software Too many great things to say about YNAB in a review. Highlights include: the pressure-free 34 day trial (they won’t automatically subscribe you); the ease of using it every day (seriously. You’ll get it. Stick through the learning curve); free classes & lessons online; the robust global community of YNABers. Worth every penny and then some. I certainly have been able to save for that $85ish subscription now, anyway!!
I might be a little obsessed. We recently paid off our mortgage and are debt free (yay, Dave Ramsey!)! I had used another program for years that is free, but it was not staying up to date and was basically a spending tracker rather than a budget. When I started to research new programs to replace that one YNAB seemed to fit my style and needs the best. YNAB has changed the whole way I look at money. I KNOW where my dollars are going. ALL of them. And it is SO freeing. And maybe a little too efficient. I look forward to every influx of money so that I can budget...which has become my new obsession, and it is done so quickly that the letdown it real. I also watch tons YNAB YouTube videos, which are both fun and helpful. I might be a budget nerd....